What changes on 11/06/2008
The text in force from 28/12/2005 compared with the text from 11/06/2008.
87 inserted
0 amended
0 deleted
0 moved
Read the act as of 11/06/2008 · other versions: 21/06/2008 · 05/12/2011 · 20/03/2014 · 01/01/2018 · 26/07/2019 · 30/12/2023
Chapter I
- inserted Article 1 - Subject matter
- inserted Article 2 - Scope
- inserted Article 3 - Definitions
Chapter II
- inserted Article 4 - Standard information to be included in advertising
- inserted Article 5 - Pre-contractual information
- inserted Article 6 - Pre-contractual information requirements for certain credit agreements in the form of an overdraft facility and for certain specific credit agreements
- inserted Article 7 - Exemptions from the pre-contractual information requirements
- inserted Article 8 - Obligation to assess the creditworthiness of the consumer
Chapter III
- inserted Article 9 - Database access
Chapter IV
- inserted Article 10 - Information to be included in credit agreements
- inserted Article 11 - Information concerning the borrowing rate
- inserted Article 12 - Obligations in connection with credit agreement in the form of an overdraft facility
- inserted Article 13 - Open-end credit agreements
- inserted Article 14 - Right of withdrawal
- inserted Article 15 - Linked credit agreements
- inserted Article 16 - Early repayment
- inserted Article 17 - Assignment of rights
- inserted Article 18 - Overrunning
Chapter V
Chapter VI
- inserted Article 20 - Regulation of creditors
- inserted Article 21 - Certain obligations of credit intermediaries vis-à-vis consumers
Chapter VII
- inserted Article 22 - Harmonisation and imperative nature of this Directive
- inserted Article 23 - Penalties
- inserted Article 24 - Out-of-court dispute resolution
- inserted Article 25 - Committee procedure
- inserted Article 26 - Information to be supplied to the Commission
- inserted Article 27 - Transposition
- inserted Article 28 - Conversion of amounts expressed in euro into national currency
Chapter VIII
- inserted Article 29 - Repeal
- inserted Article 30 - Transitional measures
- inserted Article 31 - Entry into force
- inserted Article 32 - Addressees
Outside any heading
- inserted Recital 1
- inserted Recital 2
- inserted Recital 3
- inserted Recital 4
- inserted Recital 5
- inserted Recital 6
- inserted Recital 7
- inserted Recital 8
- inserted Recital 9
- inserted Recital 10
- inserted Recital 11
- inserted Recital 12
- inserted Recital 13
- inserted Recital 14
- inserted Recital 15
- inserted Recital 16
- inserted Recital 17
- inserted Recital 18
- inserted Recital 19
- inserted Recital 20
- inserted Recital 21
- inserted Recital 22
- inserted Recital 23
- inserted Recital 24
- inserted Recital 25
- inserted Recital 26
- inserted Recital 27
- inserted Recital 28
- inserted Recital 29
- inserted Recital 30
- inserted Recital 31
- inserted Recital 32
- inserted Recital 33
- inserted Recital 34
- inserted Recital 35
- inserted Recital 36
- inserted Recital 37
- inserted Recital 38
- inserted Recital 39
- inserted Recital 40
- inserted Recital 41
- inserted Recital 42
- inserted Recital 43
- inserted Recital 44
- inserted Recital 45
- inserted Recital 46
- inserted Recital 47
- inserted Recital 48
- inserted Recital 49
- inserted Recital 50
- inserted Recital 51
- inserted Preamble
- inserted Annex I
- inserted Annex II
- inserted Annex III