BARK Regulatory Research
Ask any regulatory question and get an in-depth answer, cited to the article. Behind it sits a verified knowledge graph of the whole rulebook: regulations and directives, the technical standards, EBA guidelines and the Single Rulebook Q&A, national rules, every version linked. And when a question becomes a project, BARK carries it: from the first question to finished, source-backed reporting documentation. In daily use by treasury, risk, finance and compliance teams at Swedish banks.
BARK Workspace
Projects and workspaces for bigger work: co-work with colleagues, every change on the record. BARK Regulatory Research included.
Structure for the work that outgrows a chat
Projects and workspaces for modelling, larger analyses and long-running work. Colleagues in the same project, seat by seat. Full history, like git: every change signed, nothing erased. Verified answers become reports you can share, and any COREP or FINREP cell opens to the provisions behind it. All of it in BARK's own interface: answers, citations and validation side by side. Your AI assistant works inside the workspace too: the same projects, the same record, through MCP.
KL
No. A fully funded total return swap (TRS) between two market counterparties cannot be structured to produce a 0 net NSFR contribution under the CRR. Three independent mechanics block neutrality: (i) the derivative leg enters the NSFR at netting-set fair value with a hard-wired asymmetry between the 100% RSF on positive net FV CRR Art 428ah(2) and the 0% ASF on negative net FV CRR Art 428k(4); (ii) the upfront "funding" cash is a separate on-balance-sheet exposure that attracts its own RSF factor CRR Art 428d.
And (iii): the interdependent-assets treatment in Art 428f is gated by supervisory approval and a closed product list that a bilateral funded TRS does not sit on CRR Art 428f.
A bilateral fully funded TRS is not NSFR-neutral. The derivative leg cannot self-hedge CRR Art 428ah(2) CRR Art 428k(4), the funding cash creates a separate asset with its own RSF CRR Art 428d, and Art 428f's 0/0 treatment is not available to this product type CRR Art 428f.
Building the DAG now.No. A fully funded TRS between two market counterparties cannot be structured to be NSFR-neutral under CRR.
- Derivative leg is asymmetric. The 100% RSF on positive net FV does not net against the 0% ASF on negative net FV.
- The "funding" cash is a separate asset. It drives 100% RSF for any residual maturity ≥1y.
- Art 428f doesn't fit. A bilateral funded TRS is not on the closed product list.
The Full Platform
BARK connected to your institution's own data, scoped with your team. Every number traceable from your data to the article that requires it.
Every layer runs on the same regulatory graph.
Research and Workspace
Research a rule, then build the calculation and the report on it.BARK Regulatory Research and the Workspace, for your whole team. Ask a question and get an answer cited to the article. Then build on it: BARK turns the requirements into calculations and models for your approval, and the answer into a report you can share.
Regulatory Reporting
Every COREP and FINREP cell traceable to the rule behind it.Your data mapped to a unified model, every COREP and FINREP cell traceable back to the regulation that requires it. Natively aligned with the EBA DPM taxonomy: when a new framework version lands, your reporting moves with it.
Inventory
Every obligation that binds you, catalogued and current.A living register of your regulatory inventory: every obligation catalogued, traced to its article, and kept current as regulation changes. Git for banking.
Regulatory Monitoring
A rule changes; see which of your policies, models and numbers it affects.See the impact the moment a change lands: the affected articles and EBA guidance, and on your side every policy, document, model, DPM data point and report cell that depends on it.
Modelling
ICAAP, ILAAP and stress testing on the data you already report.Your models run on the same data as your regulatory reporting, so capital, liquidity and stress-test results come from your real figures, not simplified assumptions.
Balance sheet optimisation
Find idle capital, and the interpretation that put it there.Find excess buffers and idle capital, and the interpretations behind them: stricter than the rule requires, or plain wrong.
Start with one layer. Grow when it proves itself.
The graph database underneath
Every product runs on the same foundation: a regulatory graph database that turns regulatory text into structured, computable data, linked and versioned end to end.
