What changes on 21/06/2008

The text in force from 11/06/2008 compared with the text from 21/06/2008.

Read the act as of 21/06/2008 · other versions: 05/12/2011 · 20/03/2014 · 01/01/2018 · 26/07/2019 · 30/12/2023

Chapter I

• amended Article 2 - Scope
• amended Article 3 - Definitions

Chapter II

• amended Article 4 - Standard information to be included in advertising
• amended Article 5 - Pre-contractual information
• amended Article 6 - Pre-contractual information requirements for certain credit agreements in the form of an overdraft facility and for certain specific credit agreements
• amended Article 8 - Obligation to assess the creditworthiness of the consumer

Chapter III

• amended Article 9 - Database access

Chapter IV

• amended Article 10 - Information to be included in credit agreements
• amended Article 11 - Information concerning the borrowing rate
• amended Article 12 - Obligations in connection with credit agreement in the form of an overdraft facility
• amended Article 13 - Open-end credit agreements
• amended Article 14 - Right of withdrawal
• amended Article 15 - Linked credit agreements
• amended Article 16 - Early repayment
• amended Article 17 - Assignment of rights
• amended Article 18 - Overrunning

Chapter V

• amended Article 19 - Calculation of the annual percentage rate of charge

Chapter VI

• amended Article 21 - Certain obligations of credit intermediaries vis-à-vis consumers

Chapter VII

• amended Article 22 - Harmonisation and imperative nature of this Directive
• amended Article 24 - Out-of-court dispute resolution
• amended Article 25 - Committee procedure
• amended Article 26 - Information to be supplied to the Commission
• amended Article 27 - Transposition
• amended Article 28 - Conversion of amounts expressed in euro into national currency

Chapter VIII

• amended Article 29 - Repeal
• amended Article 30 - Transitional measures
• amended Article 32 - Addressees

Outside any heading

• amended Recital 1
• amended Recital 2
• amended Recital 3
• amended Recital 4
• amended Recital 5
• amended Recital 6
• amended Recital 7
• amended Recital 8
• amended Recital 9
• amended Recital 10
• amended Recital 11
• amended Recital 12
• amended Recital 13
• amended Recital 14
• amended Recital 15
• amended Recital 16
• amended Recital 17
• amended Recital 18
• amended Recital 19
• amended Recital 20
• amended Recital 21
• amended Recital 22
• amended Recital 23
• amended Recital 24
• amended Recital 25
• amended Recital 26
• amended Recital 27
• amended Recital 28
• amended Recital 29
• amended Recital 30
• amended Recital 31
• amended Recital 32
• amended Recital 33
• amended Recital 34
• amended Recital 35
• amended Recital 36
• amended Recital 37
• amended Recital 38
• amended Recital 39
• amended Recital 40
• amended Recital 41
• amended Recital 42
• amended Recital 43
• amended Recital 44
• amended Recital 45
• amended Recital 46
• amended Recital 47
• amended Recital 48
• amended Recital 49
• amended Recital 50
• amended Recital 51
• amended Preamble
• amended Annex I - I.The basic equation expressing the equivalence of drawdowns on the one hand and repayments and charges on the other.
• amended Annex II - STANDARD EUROPEAN CONSUMER CREDIT INFORMATION
• amended Annex III - EUROPEAN CONSUMER CREDIT INFORMATION FOR