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Consumer Credit Directive

Preamble
Recitals 51
Chapter I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3) 3
Chapter II - INFORMATION AND PRACTICES PRELIMINARY TO THE CONCLUSION OF THE CREDIT AGREEMENT (Article 4-8) 5
Chapter III - DATABASE ACCESS (Article 9) 1
Chapter IV - INFORMATION AND RIGHTS CONCERNING CREDIT AGREEMENTS (Article 10-18) 9
Chapter V - ANNUAL PERCENTAGE RATE OF CHARGE (Article 19) 1
Chapter VI - CREDITORS AND CREDIT INTERMEDIARIES (Article 20-21) 2
Chapter VII - IMPLEMENTING MEASURES (Article 22-28) 7
Chapter VIII - TRANSITIONAL AND FINAL PROVISIONS (Article 29-32) 4
Annexes 3
Amending acts 5

What changes on 26/07/2019

The text in force from 01/01/2018 compared with the text from 26/07/2019, which includes the changes made by Regulation (EU) 2019/1243.

1 inserted

12 amended

1 deleted

0 moved

Read the act as of 26/07/2019 · other versions: 21/06/2008 · 05/12/2011 · 20/03/2014 · 01/01/2018 · 30/12/2023

Chapter I

amended Article 2 - Scope
amended Article 3 - Definitions

Chapter III

amended Article 9 - Database access

Chapter IV

amended Article 10 - Information to be included in credit agreements
amended Article 14 - Right of withdrawal
amended Article 16 - Early repayment

Chapter V

amended Article 19 - Calculation of the annual percentage rate of charge

Chapter VII

inserted Article 24a - Exercise of the delegation
amended Article 27 - Transposition
deleted Article 25 - Committee procedure last in force on the version of 01/01/2018

Chapter VIII

amended Article 32 - Addressees

Outside any heading