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Consumer Credit Directive

Preamble
Recitals 51
Chapter I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3) 3
Chapter II - INFORMATION AND PRACTICES PRELIMINARY TO THE CONCLUSION OF THE CREDIT AGREEMENT (Article 4-8) 5
Chapter III - DATABASE ACCESS (Article 9) 1
Chapter IV - INFORMATION AND RIGHTS CONCERNING CREDIT AGREEMENTS (Article 10-18) 11
Chapter V - ANNUAL PERCENTAGE RATE OF CHARGE (Article 19) 1
Chapter VI - CREDITORS AND CREDIT INTERMEDIARIES (Article 20-21) 2
Chapter VII - IMPLEMENTING MEASURES (Article 22-28) 7
Chapter VIII - TRANSITIONAL AND FINAL PROVISIONS (Article 29-32) 4
Annexes 3
Amending acts 5

What changes on 30/12/2023

The text in force from 26/07/2019 compared with the text from 30/12/2023, which includes the changes made by Directive (EU) 2021/2167.

2 inserted

1 amended

0 deleted

0 moved

Read the act as of 30/12/2023 · other versions: 21/06/2008 · 05/12/2011 · 20/03/2014 · 01/01/2018 · 26/07/2019

Chapter IV

Chapter VII

amended Article 22 - Harmonisation and imperative nature of this Directive

7 provisions renumbered in position only (no text change)

Article 12 · Article 13 · Article 14 · Article 15 · Article 16 · Article 17 · Article 18