What changes on 30/01/2027
The text in force from 17/01/2025 compared with the text from 30/01/2027, which includes the changes made by Directive (EU) 2025/2.
30 inserted
100 amended
1 deleted
0 moved
Read the act as of 30/01/2027 · other versions: 12/01/2017 · 09/07/2018 · 13/01/2019 · 30/06/2021 · 19/10/2021 · 09/01/2024 · 17/01/2025
Title I › Chapter I › Section 1
- amended Article 2 - Scope
Title I › Chapter I › Section 2 › Subsection 1
Title I › Chapter I › Section 2 › Subsection 2
- amended Article 6 - Assistance
- amended Article 8 - Institutions
Title I › Chapter I › Section 3
- amended Article 13 - Definitions
Title I › Chapter II
- amended Article 18 - Conditions for authorisation
- amended Article 23 - Scheme of operations
- amended Article 24 - Shareholders and members with qualifying holdings
- amended Article 25 - Refusal of authorisation
- amended Article 25a - Notification and publication of authorisations or withdrawals of authorisation
- amended Article 26 - Prior consultation of the authorities of other Member States
Title I › Chapter III
- inserted Article 29a - Criteria for identifying small and non-complex undertakings
- inserted Article 29b - Process of classification for undertakings complying with the criteria
- inserted Article 29c - Use of proportionality measures by undertakings classified as small and non-complex undertakings
- inserted Article 29d - Use of proportionality measures by undertakings not classified as small and non-complex undertakings
- inserted Article 29e - Monitoring of the use of proportionality measures
- inserted Article 35a - Exemptions and limitations to quantitative regular supervisory reporting granted by supervisory authorities
- inserted Article 35b - Reporting deadlines
- amended Article 29 - General principles of supervision
- amended Article 30 - Supervisory authorities and scope of supervision
- amended Article 35 - Information to be provided for supervisory purposes
- amended Article 36 - Supervisory review process
- amended Article 37 - Capital add-on
Title I › Chapter IV › Section 1
Title I › Chapter IV › Section 2
- inserted Article 45a - Climate change scenario analysis
- amended Article 41 - General governance requirements
- amended Article 42 - Fit and proper requirements for persons who effectively run the undertaking or have other key functions
- amended Article 44 - Risk management
- amended Article 45 - Own risk and solvency assessment
Title I › Chapter IV › Section 3
- inserted Article 51a - Solvency and financial condition report: audit requirements
- amended Article 51 - Report on solvency and financial condition: contents
- amended Article 52 - Information for and reports by the European Insurance and Occupational Pensions Authority
- amended Article 53 - Report on solvency and financial condition: applicable principles
- amended Article 56 - Solvency and financial condition report: delegated acts and implementing technical standards
Title I › Chapter IV › Section 4
- amended Article 58 - Assessment period
- amended Article 59 - Assessment
- amended Article 60 - Acquisitions by regulated financial undertakings
- amended Article 62 - Qualifying holdings, powers of the supervisory authority
- amended Article 63 - Voting rights
Title I › Chapter IV › Section 5
- amended Article 64 - Professional secrecy
- amended Article 68 - Exchange of information with other authorities
- amended Article 70 - Transmission of information to central banks, monetary authorities, payment systems overseers and the European Systemic Risk Board
Title I › Chapter IV › Section 6
- amended Article 72 - Duties of auditors
Title I › Chapter VI › Section 2
- amended Article 77 - Calculation of technical provisions
- amended Article 77a - Extrapolation of the relevant risk-free interest rate term structure
- amended Article 77b - Matching adjustment to the relevant risk-free interest rate term structure
- amended Article 77d - Volatility adjustment to the relevant risk-free interest rate term structure
- amended Article 77e - Technical information produced by the European Insurance and Occupational Pensions Authority
- amended Article 86 - Delegated acts and regulatory and implementing technical standards
Title I › Chapter VI › Section 3 › Subsection 1
Title I › Chapter VI › Section 3 › Subsection 2
- amended Article 95 - Classification of own funds into tiers
- amended Article 96 - Classification of specific insurance own-fund items
Title I › Chapter VI › Section 4 › Subsection 2
- inserted Article 105a - Long-term equity investments
- amended Article 105 - Calculation of the Basic Solvency Capital Requirement
- amended Article 106 - Calculation of the equity risk sub-module: symmetric adjustment mechanism
- amended Article 109 - Simplifications in the standard formula
- amended Article 111 - Delegated acts and regulatory and implementing technical standards concerning Articles 103 to 109
Title I › Chapter VI › Section 4 › Subsection 3
- amended Article 112 - General provisions for the approval of full and partial internal models
- amended Article 122 - Calibration standards
Title I › Chapter VI › Section 6
- amended Article 132 - Prudent person principle
- amended Article 133 - Freedom of investment
- amended Article 135 - Delegated acts and regulatory technical standards concerning qualitative requirements
Title I › Chapter VII
- inserted Article 136a - Deterioration of solvency position
- amended Article 138 - Non-Compliance with the Solvency Capital Requirement
- amended Article 139 - Non-compliance with the Minimum Capital Requirement
- amended Article 141 - Supervisory powers in deteriorating financial conditions
- amended Article 144 - Withdrawal of authorisation
Title I › Chapter VIIA
- inserted Article 144a - Liquidity risk management
- inserted Article 144b - Supervisory powers to remedy liquidity vulnerabilities in exceptional circumstances
- inserted Article 144c - Supervisory measures to preserve the financial position of undertakings during exceptional sector-wide shocks
- inserted Article 144d - Application of additional macroprudential tools
Title I › Chapter VIII › Section 1
Title I › Chapter VIII › Section 2 › Subsection 1
Title I › Chapter VIII › Section 2A
- inserted Article 152aa - Significant cross-border activities
- inserted Article 152ab - Enhanced supervisory cooperation and information exchange between home and host supervisory authorities in relation to significant-cross-border activities
- amended Article 152a - Notification
- amended Article 152b - Collaboration platforms
Title I › Chapter VIII › Section 3 › Subsection 1
Title II › Chapter II › Section 4
Title III › Chapter I › Section 1
- amended Article 212 - Definitions
Title III › Chapter I › Section 2
- inserted Article 213a - Use of proportionality measures at the level of the group
- inserted Article 213b - Impediments to group supervision
- amended Article 213 - Cases of application of group supervision
- amended Article 214 - Scope of group supervision
Title III › Chapter II › Section 1 › Subsection 2
- amended Article 220 - Choice of method
- amended Article 221 - Inclusion of proportional share
- amended Article 222 - Elimination of double use of eligible own funds
Title III › Chapter II › Section 1 › Subsection 3
- inserted Article 229a - Simplified calculations
- amended Article 226 - Intermediate holding companies
- amended Article 227 - Equivalence concerning related third-country insurance and re-insurance undertakings
- amended Article 228 - Treatment of specific related undertakings from other financial sectors
- amended Article 229 - Non-availability of the necessary information
Title III › Chapter II › Section 1 › Subsection 4
- inserted Article 233a - Combination of methods 1 and 2
- inserted Article 233b - Long-term equities at group level
- amended Article 230 - Method 1 (Default method): Accounting consolidation-based method
- amended Article 232 - Group capital add-on
- amended Article 233 - Method 2 (Alternative method): Deduction and aggregation method
- amended Article 234 - Delegated acts for technical principles and methods set out in Articles 220 to 229, for the simplified approach set out in Article 229a, and for the application of Articles 230 to 233a
Title III › Chapter II › Section 2
- amended Article 244 - Supervision of risk concentration
- amended Article 245 - Supervision of intra-group transactions
Title III › Chapter II › Section 3
Title III › Chapter IIA
- inserted Article 246a - Liquidity risk management at group level
- inserted Article 246b - Other macroprudential rules
Title III › Chapter III
- inserted Article 256b - Group regular supervisory report
- inserted Article 256c - Solvency and financial condition report: Audit requirement
- amended Article 252 - Cooperation with authorities responsible for credit institutions and investment firms
- amended Article 254 - Access to information
- amended Article 256 - Group solvency and financial condition report
- amended Article 257 - Fit and proper requirements for persons who effectively run an insurance holding company or a mixed financial holding company or who have other key functions
- amended Article 258 - Enforcement measures
Title III › Chapter IV
Title III › Chapter V
Title IV › Chapter I
- amended Article 267 - Scope of this Title
- amended Article 268 - Definitions
Title V
- inserted Article 304c - Report as regards sustainability risk
- inserted Article 304d - Review as regards separation of life and non-life activities and capital buffers
- inserted Article 304e - Extension of deadlines in exceptional circumstances
- amended Article 301 - Committee procedure
- amended Article 301a - Exercise of the delegation
- amended Article 304 - Duration-based equity risk sub-module
- amended Article 304b - Accessibility of information on the European single access point
Title VI › Chapter I › Section 1
Title VI › Chapter I › Section 3
- inserted Article 308f
- amended Article 308b - Transitional measures
- amended Article 308c - Transitional measure on the risk-free interest rates
- amended Article 308d - Transitional measure on technical provisions
- amended Article 308e - Phasing-in plan on the transitional measures on risk-free interest rates and on technical provisions
- deleted Article 308a - Phasing-in last in force on the version of 17/01/2025
Title VI › Chapter II
- amended Article 309 - Transposition
- amended Article 311 - Entry into force
Outside any heading
37 provisions renumbered in position only (no text change)
Article 31 · Article 32 · Article 33 · Article 34 · Article 38 · Article 39 · Article 46 · Article 47 · Article 48 · Article 49 · Article 50 · Article 54 · Article 55 · Article 107 · Article 108 · Article 109a · Article 110 · Article 137 · Article 140 · Article 142 · Article 143 · Article 176 · Article 177 · Article 247 · Article 248 · Article 249 · Article 250 · Article 251 · Article 253 · Article 255 · Article 256a · Article 259 · Article 260 · Article 261 · Article 263 · Article 264 · Article 266