For the purposes of this Regulation the following definitions apply:
(1)‘financial institutions’ means ‘credit institutions’ as defined in Article 4(1) of Directive 2006/48/EC, ‘investment firms’ as defined in Article 3(1)(b) of Directive 2006/49/EC, and ‘financial conglomerates’ as defined in Article 2(14) of Directive 2002/87/EC, save that, with regard to Directive 2005/60/EC, ‘financial institutions’ means credit institutions and financial institutions as defined in Article 3(1) and (2) of that Directive;
(2)‘competent authority’authorities’ means:
(i)competent authorityauthorities as defined in point (40) of Article 4(1)(40)4(1) of Regulation (EU) No 575/2013, and withinincluding the meaningEuropean ofCentral DirectivesBank 2007/64/ECwith regard to matters relating to the tasks conferred on it by Regulation (EU) No 1024/2013, in Directive 2007/64/EC, and as referred to in Directive 2009/110/EC;
(ii)with regard to Directives 2002/65/EC and 2005/60/EC, the authorities competent for ensuring compliance with the requirements of those Directives by credit and financial institutions;
(iv)with regard to Directive 2014/59/EU of the European Parliament and of the Council (44), a resolution authority as defined in Article 2(1)(18) of that Directive.
(iii)with regard to deposit guarantee schemes, bodies which administer deposit guarantee schemes pursuant to Directive 2014/49/EU of the European Parliament and of the Council (^{43}), or, where the operation of the deposit guarantee scheme is administered by a designatedprivate company, the public authority assupervising definedthose inschemes Articlepursuant 2(1)(18) ofto that Directive; and
(iv)with regard to Directive 2014/59/EU of the European Parliament and of the Council (44) and to Regulation (EU) No 806/2014 of the European Parliament and of the Council (45), the resolution authorities, defined in Article 3 of Directive 2014/59/EU, the Single Resolution Board, established by Regulation (EU) No 806/2014, and the Council and the Commission when taking actions under Article 18 of Regulation (EU) No 806/2014, except where they exercise discretionary powers or make policy choices.