For the purposes of this Regulation the following definitions apply:
(1)‘financial institutions’ means ‘creditcredit institutions’institutions as defined in point (1) of Article 4(1) of DirectiveRegulation 2006/48/EC,(EU) ‘investmentNo firms’575/2013, investment firms as defined in Articlepoint 3(1)(b)(2) of DirectiveArticle 2006/49/EC,4(1) andof ‘financialRegulation conglomerates’(EU) No 575/2013, financial conglomerates as defined in Article 2(14) of Directive 2002/87/EC, payment service providers as defined in point (11) of Article 4 of Directive (EU) 2015/2366 and electronic money institutions as defined in point (1) of Article 2 of Directive 2009/110/EC, save that, with regard to Directive 2005/60/EC,(EU) 2015/849, ‘financial institutions’ means credit institutions and financial institutions as defined in Articlepoints 3(1)(1) and (2) of thatArticle Directive;3 of Directive (EU) 2015/849;
(2)‘competent authorities’ means:
(i)competent authorities as defined in point (40) of Article 4(1) of Regulation (EU) No 575/2013, including the European Central Bank with regard to matters relating to the tasks conferred on it by Regulation (EU) No 1024/2013, in Directive 2007/64/EC, and as referred to in Directive 2009/110/EC;
(ii)with regard to Directives 2002/65/EC and 2005/60/EC, the authorities competent for ensuring compliance with the requirements of those Directives by credit and financial institutions;
(iii)with regard to deposit guarantee schemes, bodies which administer deposit guarantee schemes pursuant to Directive 2014/49/EU of the European Parliament and of the Council (^{43}),(^{10}), or, where the operation of the deposit guarantee scheme is administered by a private company, the public authority supervising those schemes pursuant to that Directive; and
(iv)with regard to Directive 2014/59/EU of the European Parliament and of the Council (^{44})(^{11}) and to Regulation (EU) No 806/2014 of the European Parliament and of the Council (^{45}),(^{12}), the resolution authorities, defined in Article 3 of Directive 2014/59/EU, the Single Resolution Board, established by Regulation (EU) No 806/2014, and the Council and the Commission when taking actions under Article 18 of Regulation (EU) No 806/2014, except where they exercise discretionary powers or make policy choices.