What changes on 01/01/2020

The text in force from 23/05/2014 compared with the text from 01/01/2020, which includes the changes made by Regulation (EU) 2019/2175.

Read the act as of 01/01/2020 · other versions: 23/05/2014 · 01/07/2025 · 10/11/2025

Chapter I

• amended Article 1 - Establishment and scope of action
• amended Article 2 - European System of Financial Supervision
• amended Article 3 - Accountability of the Authorities
• amended Article 4 - Definitions
• amended Article 7 - Seat

Chapter II

• inserted Article 9a - No action letters
• inserted Article 16a - Opinions
• inserted Article 16b - Questions and answers
• inserted Article 17a - Protection of reporting persons
• inserted Article 29a - Union strategic supervisory priorities
• inserted Article 31a - Information exchange on fitness and propriety
• amended Article 8 - Tasks and powers of the Authority
• amended Article 9 - Tasks related to consumer protection and financial activities
• amended Article 10 - Regulatory technical standards
• amended Article 12 - Revocation of the delegation
• amended Article 13 - Objections to regulatory technical standards
• amended Article 15 - Implementing technical standards
• amended Article 16 - Guidelines and recommendations
• amended Article 17 - Breach of Union law
• amended Article 18 - Action in emergency situations
• amended Article 19 - Settlement of disagreements between competent authorities in cross-border situations
• amended Article 21 - Colleges of supervisors
• amended Article 22 - General provisions on systemic risk
• amended Article 23 - Identification and measurement of systemic risk
• amended Article 29 - Common supervisory culture
• amended Article 30 - Peer reviews of competent authorities
• amended Article 31 - Coordination function
• amended Article 32 - Assessment of market developments, including stress tests
• amended Article 33 - International relations including equivalence
• amended Article 36 - Relationship with the ESRB
• amended Article 37 - Insurance and Reinsurance Stakeholder Group and Occupational Pensions Stakeholder Group
• amended Article 39 - Decision-making procedures
• deleted Article 34 - Other tasks last in force on the version of 23/05/2014

Chapter III › Section 1

• inserted Article 43a - Transparency of decisions adopted by the Board of Supervisors
• amended Article 40 - Composition
• amended Article 41 - Internal committees
• amended Article 42 - Independence of the Board of Supervisors
• amended Article 43 - Tasks
• amended Article 44 - Decision making

Chapter III › Section 2

• inserted Article 45a - Decision-making
• inserted Article 45b - Coordination Groups
• amended Article 45 - Composition
• amended Article 46 - Independence of the Management Board
• amended Article 47 - Tasks

Chapter III › Section 3

• inserted Article 49a - Expenses
• amended Article 48 - Appointment and tasks
• amended Article 49 - Independence of the Chairperson
• deleted Article 50 - Report last in force on the version of 23/05/2014

Chapter IV › Section 1

• amended Article 54 - Establishment
• amended Article 55 - Composition
• amended Article 56 - Joint positions and common acts
• amended Article 57 - Sub-Committees

Chapter IV › Section 2

• amended Article 58 - Composition and operation
• amended Article 59 - Independence and impartiality

Chapter V

• inserted Article 60a - Exceeding of competence by the Authority
• amended Article 60 - Appeals

Chapter VI

• amended Article 62 - Budget of the Authority
• amended Article 63 - Establishment of the budget
• amended Article 64 - Implementation and control of the budget
• amended Article 65 - Financial rules
• amended Article 66 - Anti-fraud measures

Chapter VII

• amended Article 70 - Obligation of professional secrecy
• amended Article 71 - Data protection
• amended Article 72 - Access to documents
• amended Article 73 - Language arrangements
• amended Article 74 - Headquarters Agreement

Outside any heading

• amended Recital 1
• amended Recital 2
• amended Recital 3
• amended Recital 4
• amended Recital 5
• amended Recital 6
• amended Recital 7
• amended Recital 8
• amended Recital 9
• amended Recital 10
• amended Recital 11
• amended Recital 12
• amended Recital 13
• amended Recital 14
• amended Recital 15
• amended Recital 16
• amended Recital 17
• amended Recital 18
• amended Recital 19
• amended Recital 20
• amended Recital 21
• amended Recital 22
• amended Recital 23
• amended Recital 24
• amended Recital 25
• amended Recital 26
• amended Recital 27
• amended Recital 28
• amended Recital 29
• amended Recital 30
• amended Recital 31
• amended Recital 32
• amended Recital 33
• amended Recital 34
• amended Recital 35
• amended Recital 36
• amended Recital 37
• amended Recital 38
• amended Recital 39
• amended Recital 40
• amended Recital 41
• amended Recital 42
• amended Recital 43
• amended Recital 44
• amended Recital 45
• amended Recital 46
• amended Recital 47
• amended Recital 48
• amended Recital 49
• amended Recital 50
• amended Recital 51
• amended Recital 52
• amended Recital 53
• amended Recital 54
• amended Recital 55
• amended Recital 56
• amended Recital 57
• amended Recital 58
• amended Recital 59
• amended Recital 60
• amended Recital 61
• amended Recital 62
• amended Recital 63
• amended Recital 64
• amended Recital 65
• amended Recital 66
• amended Recital 67
• amended Recital 68
• amended Recital 69
• amended Preamble
• deleted Recital last in force on the version of 23/05/2014

Chapter VIII

• amended Article 76 - Relationship with the Committee of European Insurance and Occupational Pensions Supervisors
• amended Article 81 - Review
• amended Article 82 - Entry into force