What changes on 27/09/2026
The text in force from 28/05/2022 compared with the text from 27/09/2026, which includes the changes made by Directive (EU) 2023/2673, Directive (EU) 2024/825.
8 inserted
9 amended
0 deleted
0 moved
Read the act as of 27/09/2026 · other versions: 01/07/2018 · 28/05/2022
Chapter I
- amended Article 2 - Definitions
- amended Article 3 - Scope
Chapter II
- amended Article 5 - Information requirements for contracts other than distance or off-premises contracts
Chapter III
- inserted Article 11a - Exercise of the right of withdrawal from distance contracts concluded by the means of an online interface
- amended Article 6 - Information requirements for distance and off-premises contracts
- amended Article 8 - Formal requirements for distance contracts
Chapter IIIA
- inserted Article 16a - Information requirements for distance contracts for consumer financial services
- inserted Article 16b - Right of withdrawal from distance contracts for financial services
- inserted Article 16c - Payment of the service provided before withdrawal
- inserted Article 16d - Adequate explanations
- inserted Article 16e - Additional protection regarding online interfaces
Chapter V
- inserted Article 22a - Harmonised notice and harmonised label
- inserted Article 27a - Committee procedure
- amended Article 24 - Penalties
- amended Article 29 - Reporting requirements
Chapter VI
- amended Article 31 - Repeals
Outside any heading
22 provisions renumbered in position only (no text change)
Article 12 · Article 13 · Article 14 · Article 15 · Article 16 · Article 17 · Article 18 · Article 19 · Article 20 · Article 21 · Article 22 · Article 23 · Article 25 · Article 26 · Article 27 · Article 28 · Article 30 · Article 32 · Article 33 · Article 34 · Article 35 · Annex II