What changes on 31/03/2012

The text in force from 27/07/2010 compared with the text from 31/03/2012.

Read the act as of 31/03/2012 · other versions: 31/01/2014 · 08/04/2024

Outside any heading

• inserted Recital 1
• inserted Recital 2
• inserted Recital 3
• inserted Recital 4
• inserted Recital 5
• inserted Recital 6
• inserted Recital 7
• inserted Recital 8
• inserted Recital 9
• inserted Recital 10
• inserted Recital 11
• inserted Recital 12
• inserted Recital 13
• inserted Recital 14
• inserted Recital 15
• inserted Recital 16
• inserted Recital 17
• inserted Recital 18
• inserted Recital 19
• inserted Recital 20
• inserted Recital 21
• inserted Recital 22
• inserted Recital 23
• inserted Recital 24
• inserted Recital 25
• inserted Recital 26
• inserted Recital 27
• inserted Recital 28
• inserted Recital 29
• inserted Recital 30
• inserted Recital 31
• inserted Recital 32
• inserted Recital 33
• inserted Recital 34
• inserted Recital 35
• inserted Recital 36
• inserted Recital 37
• inserted Recital 38
• inserted Preamble
• inserted Article 1 - Subject matter and scope
• inserted Article 2 - Definitions
• inserted Article 3 - Reachability
• inserted Article 4 - Interoperability
• inserted Article 5 - Requirements for credit transfer and direct debit transactions
• inserted Article 6 - End-dates
• inserted Article 7 - Validity of mandates and right to a refund
• inserted Article 8 - Interchange fees for direct debit transactions
• inserted Article 9 - Payment accessibility
• inserted Article 10 - Competent authorities
• inserted Article 11 - Penalties
• inserted Article 12 - Out-of-court complaint and redress procedures
• inserted Article 13 - Delegation of power
• inserted Article 14 - Exercise of the delegation
• inserted Article 15 - Review
• inserted Article 16 - Transitional provisions
• inserted Article 17 - Amendments to Regulation (EC) No 924/2009
• inserted Article 18 - Entry into force
• inserted Annex 1