What changes on 01/01/2015

The text in force from 20/03/2014 compared with the text from 01/01/2015, which includes the changes made by Bank Recovery and Resolution Directive (BRRD).

Read the act as of 01/01/2015 · other versions: 28/06/2021 · 01/01/2022 · 09/01/2024 · 29/07/2024 · 30/12/2024 · 17/01/2025 · 11/01/2026 · 11/07/2026

Title III › Chapter 1

• amended Article 14 - Shareholders and members

Title III › Chapter 2

• amended Article 22 - Notification and assessment of proposed acquisitions
• amended Article 23 - Assessment criteria

Title IV

• amended Article 28 - Initial capital of investment firms
• amended Article 31 - Coverage for firms not authorised to hold client money or securities

Title VI

• amended Article 47 - Notification in relation to third-country branches and conditions of access for credit institutions with such branches

Title VII › Chapter 1 › Section II

• amended Article 53 - Professional secrecy
• amended Article 58 - Transmission of information concerning monetary, deposit protection, systemic and payment aspects

Title VII › Chapter 1 › Section III

• amended Article 63 - Duty of persons responsible for the legal control of annual and consolidated accounts

Title VII › Chapter 1 › Section IV

• amended Article 65 - Administrative penalties and other administrative measures
• amended Article 67 - Other provisions

Title VII › Chapter 2 › Section II › Subsection 1

• amended Article 74 - Internal governance and recovery and resolution plans
• amended Article 75 - Oversight of remuneration policies

Title VII › Chapter 2 › Section II › Subsection 2

• amended Article 76 - Treatment of risks

Title VII › Chapter 2 › Section II › Subsection 3

• amended Article 88 - Governance arrangements
• amended Article 91 - Management body
• amended Article 92 - Remuneration policies
• amended Article 94 - Variable elements of remuneration

Title VII › Chapter 3 › Section I

• amended Article 117 - Cooperation obligations

Title VII › Chapter 4 › Section I

• amended Article 128 - Definitions
• amended Article 129 - Requirement to maintain a capital conservation buffer
• amended Article 133 - Requirement to maintain a systemic risk buffer

Title VII › Chapter 4 › Section II

• amended Article 135 - ESRB guidance on setting countercyclical buffer rates

Title VII › Chapter 4 › Section III

• amended Article 141 - Restrictions on distributions
• amended Article 142 - Capital Conservation Plan

Title VIII

• amended Article 144 - Specific disclosure requirements

Title X

• amended Article 150 - Amendments of Directive 2002/87/EC

Title XI › Chapter 1

• amended Article 158 - Significant branches

Title XI › Chapter 3

• amended Article 161 - Review and report

Outside any heading

• amended Recital 1
• amended Recital 2
• amended Recital 3
• amended Recital 4
• amended Recital 5
• amended Recital 6
• amended Recital 7
• amended Recital 8
• amended Recital 9
• amended Recital 10
• amended Recital 11
• amended Recital 12
• amended Recital 13
• amended Recital 14
• amended Recital 15
• amended Recital 16
• amended Recital 17
• amended Recital 18
• amended Recital 19
• amended Recital 20
• amended Recital 21
• amended Recital 22
• amended Recital 23
• amended Recital 24
• amended Recital 25
• amended Recital 26
• amended Recital 27
• amended Recital 28
• amended Recital 29
• amended Recital 30
• amended Recital 31
• amended Recital 32
• amended Recital 33
• amended Recital 34
• amended Recital 35
• amended Recital 36
• amended Recital 37
• amended Recital 38
• amended Recital 39
• amended Recital 40
• amended Recital 41
• amended Recital 42
• amended Recital 43
• amended Recital 44
• amended Recital 45
• amended Recital 46
• amended Recital 47
• amended Recital 48
• amended Recital 49
• amended Recital 50
• amended Recital 51
• amended Recital 52
• amended Recital 53
• amended Recital 54
• amended Recital 55
• amended Recital 56
• amended Recital 57
• amended Recital 58
• amended Recital 59
• amended Recital 60
• amended Recital 61
• amended Recital 62
• amended Recital 63
• amended Recital 64
• amended Recital 65
• amended Recital 66
• amended Recital 67
• amended Recital 68
• amended Recital 69
• amended Recital 70
• amended Recital 71
• amended Recital 72
• amended Recital 73
• amended Recital 74
• amended Recital 75
• amended Recital 76
• amended Recital 77
• amended Recital 78
• amended Recital 79
• amended Recital 80
• amended Recital 81
• amended Recital 82
• amended Recital 83
• amended Recital 84
• amended Recital 85
• amended Recital 86
• amended Recital 87
• amended Recital 88
• amended Recital 89
• amended Recital 90
• amended Recital 91
• amended Recital 92
• amended Recital 93
• amended Recital 94
• amended Recital 95
• amended Recital 96
• amended Recital 97
• amended Recital 98
• amended Recital 99
• amended Recital 100
• amended Recital 101
• amended Recital 102
• amended Recital 103
• amended Recital 104
• amended Recital 105
• amended Recital 106
• amended Recital 107
• amended Preamble