What changes on 30/12/2024

The text in force from 29/07/2024 compared with the text from 30/12/2024, which includes the changes made by MiCA Regulation, Directive (EU) 2024/2994.

Read the act as of 30/12/2024 · other versions: 28/06/2021 · 01/01/2022 · 09/01/2024 · 29/07/2024 · 17/01/2025 · 11/01/2026 · 11/07/2026

Title I

• amended Article 3 - Definitions

Title III › Chapter 1

• amended Article 9 - Prohibition against persons or undertakings other than credit institutions from carrying out the business of taking deposits or other repayable funds from the public
• amended Article 21a - Approval of financial holding companies and mixed financial holding companies

Title V › Chapter 2

• amended Article 35 - Notification requirement and interaction between competent authorities

Title VII › Chapter 1 › Section I

• amended Article 51 - Significant branches

Title VII › Chapter 1 › Section IV

• amended Article 67 - Other provisions
• amended Article 69 - Exchange of information on penalties and maintenance of a central database by EBA

Title VII › Chapter 2 › Section II › Subsection 1

• amended Article 74 - Internal governance and recovery and resolution plans

Title VII › Chapter 2 › Section II › Subsection 2

• amended Article 76 - Treatment of risks
• amended Article 77 - Internal Approaches for calculating own funds requirements
• amended Article 78 - Supervisory benchmarking of internal approaches for calculating own funds requirements
• amended Article 79 - Credit and counterparty risk
• amended Article 81 - Concentration risk
• amended Article 83 - Market risk
• amended Article 84 - Interest risk arising from non-trading book activities
• amended Article 85 - Operational risk
• amended Article 86 - Liquidity risk
• amended Article 87 - Risk of excessive leverage

Title VII › Chapter 2 › Section II › Subsection 3

• amended Article 88 - Governance arrangements
• amended Article 91 - Management body
• amended Article 92 - Remuneration policies
• amended Article 94 - Variable elements of remuneration

Title VII › Chapter 2 › Section III

• amended Article 97 - Supervisory review and evaluation
• amended Article 98 - Technical criteria for the supervisory review and evaluation
• amended Article 100 - Supervisory stress testing
• amended Article 101 - Ongoing review of the permission to use internal approaches

Title VII › Chapter 2 › Section IV

• amended Article 104 - Supervisory powers
• amended Article 104a - Additional own funds requirement
• amended Article 104b - Guidance on additional own funds
• amended Article 105 - Specific liquidity requirements

Title VII › Chapter 3 › Section I

• amended Article 116 - Colleges of supervisors
• amended Article 117 - Cooperation obligations

Title VII › Chapter 4 › Section I

• amended Article 131 - Global and other systemically important institutions

Title VII › Chapter 4 › Section III

• amended Article 142 - Capital Conservation Plan

Title XI › Chapter 1

• amended Article 153 - Measures taken by the competent authorities of the home Member State in relation to activities carried out in the host Member State

Title XI › Chapter 3

• amended Article 161 - Review and report
• amended Article 162 - Transposition

Outside any heading

• amended Annex I - LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION