For the purposes of this Part, the following definitions apply:
(1)‘financial customer’ means a customer that performs one or more of the activities listed in Annex I to Directive 2013/36/EU as its main business, or is one of the following:
(a)a credit institution;
(b)an investment firm;
(c)an SSPE;
(d)a CIU;
(e)a non-open ended investment scheme;
(f)an insurance undertaking;
(g)a financial holding company or mixed-financial holding company.
(2)‘retail deposit’ means a liability to a natural person or to an SME, where the natural person or the SME would qualify for the retail exposure class under the Standardised or IRB approaches for credit risk, or a liability to a company which is eligible for the treatment set out in Article 153(4) and where the aggregate deposits by all such enterprises on a group basis do not exceed EUR 1 million.