What changes on 01/01/2019

The text in force from 01/01/2018 compared with the text from 01/01/2019, which includes the changes made by Regulation (EU) 2017/2401.

Read the act as of 01/01/2019 · other versions: 28/06/2023 · 09/01/2024 · 09/07/2024 · 01/01/2025 · 29/06/2025 · 01/01/2026 · 26/06/2026 · 01/01/2027

Part I › Title I

• amended Article 4 - Definitions

Part II › Title I › Chapter 2 › Section 3 › Subsection 1

• amended Article 36 - Deductions from Common Equity Tier 1 items

Part II › Title I › Chapter 2 › Section 3 › Subsection 2

• amended Article 49 - Requirement for deduction where consolidation, supplementary supervision or institutional protection schemes are applied

Part III › Title I › Chapter 1 › Section 1

• amended Article 93 - Initial capital requirement on going concern

Part III › Title II › Chapter 1

• amended Article 109 - Treatment of securitisation positions

Part III › Title II › Chapter 2 › Section 2

• amended Article 119 - Exposures to institutions
• amended Article 134 - Other items

Part III › Title II › Chapter 3 › Section 1

• amended Article 142 - Definitions

Part III › Title II › Chapter 3 › Section 2 › Subsection 2

• amended Article 153 - Risk-weighted exposure amounts for exposures to corporates, institutions and central governments and central banks
• amended Article 154 - Risk-weighted exposure amounts for retail exposures

Part III › Title II › Chapter 4 › Section 2 › Subsection 1

• amended Article 197 - Eligibility of collateral under all approaches and methods

Part III › Title II › Chapter 5 › Section 1

• amended Article 242 - Definitions
• amended Article 243 - Criteria for STS securitisations qualifying for differentiated capital treatment

Part III › Title II › Chapter 5 › Section 2

• amended Article 244 - Traditional securitisation
• amended Article 245 - Synthetic securitisation
• amended Article 246 - Operational requirements for early amortisation provisions

Part III › Title II › Chapter 5 › Section 3 › Subsection 1

• amended Article 247 - Calculation of risk-weighted exposure amounts
• amended Article 248 - Exposure value
• amended Article 249 - Recognition of credit risk mitigation for securitisation positions
• amended Article 250 - Implicit support
• amended Article 251 - Originator institutions’ calculation of risk-weighted exposure amounts securitised in a synthetic securitisation
• amended Article 252 - Treatment of maturity mismatches in synthetic securitisations
• amended Article 253 - Reduction in risk-weighted exposure amounts

Part III › Title II › Chapter 5 › Section 3 › Subsection 2

• amended Article 254 - Hierarchy of methods
• amended Article 255 - Determination of K IRB and K SA
• amended Article 256 - Determination of attachment point (A) and detachment point (D)
• amended Article 257 - Determination of tranche maturity (M T )

Part III › Title II › Chapter 5 › Section 3 › Subsection 3

• amended Article 258 - Conditions for the use of the Internal Ratings Based Approach (SEC-IRBA)
• amended Article 259 - Calculation of risk-weighted exposure amounts under the SEC-IRBA
• amended Article 260 - Treatment of STS securitisations under the SEC-IRBA
• amended Article 261 - Calculation of risk-weighted exposure amounts under the Standardised Approach (SEC-SA)
• amended Article 262 - Treatment of STS securitisations under the SEC-SA
• amended Article 263 - Calculation of risk-weighted exposure amounts under the External Ratings Based Approach (SEC-ERBA)
• amended Article 264 - Treatment of STS securitisations under the SEC-ERBA
• amended Article 265 - Scope and operational requirements for the Internal Assessment Approach
• amended Article 266 - Calculation of risk-weighted exposure amounts under the Internal Assessment Approach

Part III › Title II › Chapter 5 › Section 3 › Subsection 4

• amended Article 267 - Maximum risk weight for senior securitisation positions: look-through approach
• amended Article 268 - Maximum capital requirements

Part III › Title II › Chapter 5 › Section 3 › Subsection 5

• inserted Article 270a - Additional risk weight
• amended Article 269 - Re-securitisations
• amended Article 270 - Senior positions in SME securitisations

Part III › Title II › Chapter 5 › Section 4

• inserted Article 270b - Use of credit assessments by ECAIs
• inserted Article 270c - Requirements to be met by the credit assessments of ECAIs
• inserted Article 270d - Use of credit assessments
• inserted Article 270e - Securitisation mapping

Part III › Title IV › Chapter 2 › Section 2 › Subsection 1

• amended Article 337 - Own funds requirement for securitisation instruments

Part IV

• amended Article 395 - Limits to large exposures

Part VIII › Title II

• amended Article 443 - Unencumbered assets

Part IX

• amended Article 457 - Technical adjustments and corrections
• amended Article 462 - Exercise of the delegation
• amended Article 464 - European Banking Committee

Part X › Title I › Chapter 1 › Section 3 › Subsection 1

• amended Article 473 - Introduction of amendments to IAS 19

Part X › Title I › Chapter 4

• amended Article 493 - Transitional provisions for large exposures
• amended Article 500 - Transitional provisions — Basel I floor
• amended Article 501 - Capital requirements deduction for credit risk on exposures to SMEs

Part X › Title II

• inserted Article 519a - Reporting and review

Part V › Title I

• deleted Article 404 - Scope of application last in force on the version of 01/01/2018

Part V › Title II

• deleted Article 405 - Retained interest of the issuer last in force on the version of 01/01/2018
• deleted Article 406 - Due diligence last in force on the version of 01/01/2018
• deleted Article 407 - Additional risk weight last in force on the version of 01/01/2018

Part V › Title III

• deleted Article 408 - Criteria for credit granting last in force on the version of 01/01/2018
• deleted Article 409 - Disclosure to investors last in force on the version of 01/01/2018
• deleted Article 410 - Uniform condition of application last in force on the version of 01/01/2018