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Insurance Distribution Directive (IDD)

Preamble
Recitals 79
Chapter I - SCOPE AND DEFINITIONS (Article 1-2) 2
Chapter II - REGISTRATION REQUIREMENTS (Article 3) 1
Chapter III - FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT (Article 4-9) 6
Chapter IV - ORGANISATIONAL REQUIREMENTS (Article 10-16) 7
Chapter V - INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES (Article 17-25) 9
Chapter VI - ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS (Article 26-30) 5
Chapter VII - SANCTIONS AND OTHER MEASURES (Article 31-36) 6
Chapter VIII - FINAL PROVISIONS (Article 37-46) 10
Annexes 3
Amending acts 4

What changes on 12/06/2020

The text in force from 23/02/2018 compared with the text from 12/06/2020, which includes the changes made by Commission Delegated Regulation (EU) 2019/1935.

0 inserted

11 amended

0 deleted

0 moved

Read the act as of 12/06/2020 · other versions: 23/02/2018 · 09/01/2024 · 09/10/2024

Chapter I

amended Article 1 - Scope
amended Article 2 - Definitions

Chapter IV

amended Article 10 - Professional and organisational requirements

Chapter V

amended Article 17 - General principle
amended Article 18 - General information provided by the insurance intermediary or insurance undertaking
amended Article 19 - Conflicts of interest and transparency
amended Article 24 - Cross-selling

Chapter VI

amended Article 30 - Assessment of suitability and appropriateness and reporting to customers

Chapter VII

amended Article 33 - Breaches, and sanctions and other measures

Chapter VIII

amended Article 39 - Exercise of the delegation

Outside any heading

amended Annex I - MINIMUM PROFESSIONAL KNOWLEDGE AND COMPETENCE REQUIREMENTS (as referred to in Article 10(2)