What changes on 09/07/2024
The text in force from 01/06/2016 compared with the text from 09/07/2024.
272 inserted
0 amended
0 deleted
0 moved
Read the act as of 09/07/2024 · other versions:
Chapter I › Section 1
- inserted Article 1 - Subject matter
- inserted Article 2 - Definitions
Chapter I › Section 2
- inserted Article 3 - Obliged entities
- inserted Article 4 - Exemptions for certain providers of gambling services
- inserted Article 5 - Exemptions for certain professional football clubs
- inserted Article 6 - Exemptions for certain financial activities
- inserted Article 7 - Prior notification of exemptions
Chapter I › Section 3
Chapter II › Section 1
- inserted Article 9 - Scope of internal policies, procedures and controls
- inserted Article 10 - Business-wide risk assessment
- inserted Article 11 - Compliance functions
- inserted Article 12 - Awareness of requirements
- inserted Article 13 - Integrity of employees
- inserted Article 14 - Reporting of breaches and protection of reporting persons
- inserted Article 15 - Situation of specific employees
Chapter II › Section 2
- inserted Article 16 - Group-wide requirements
- inserted Article 17 - Branches and subsidiaries in third countries
Chapter II › Section 3
- inserted Article 18 - Outsourcing
Chapter III › Section 1
- inserted Article 19 - Application of customer due diligence measures
- inserted Article 20 - Customer due diligence measures
- inserted Article 21 - Inability to comply with the requirement to apply customer due diligence measures
- inserted Article 22 - Identification and verification of the identity of customers and beneficial owners
- inserted Article 23 - Timing of the verification of the customer and beneficial owner identity
- inserted Article 24 - Reporting of discrepancies with information contained in beneficial ownership registers
- inserted Article 25 - Identification of the purpose and intended nature of a business relationship or occasional transaction
- inserted Article 26 - Ongoing monitoring of the business relationship and monitoring of transactions performed by customers
- inserted Article 27 - Temporary measures for customers subject to UN financial sanctions
- inserted Article 28 - Regulatory technical standards on the information necessary for the performance of customer due diligence
Chapter III › Section 2
- inserted Article 29 - Identification of third countries with significant strategic deficiencies in their national AML/CFT regimes
- inserted Article 30 - Identification of third countries with compliance weaknesses in their national AML/CFT regimes
- inserted Article 31 - Identification of third countries posing a specific and serious threat to the Union’s financial system
- inserted Article 32 - Guidelines on money laundering and terrorist financing risks, trends and methods
Chapter III › Section 3
Chapter III › Section 4
- inserted Article 34 - Scope of application of enhanced due diligence measures
- inserted Article 35 - Countermeasures to mitigate money laundering and terrorist financing threats from outside the Union
- inserted Article 36 - Specific enhanced due diligence measures for cross-border correspondent relationships
- inserted Article 37 - Specific enhanced due diligence measures for cross-border correspondent relationships for crypto-asset service providers
- inserted Article 38 - Specific measures for individual third-country respondent institutions
- inserted Article 39 - Prohibition of correspondent relationships with shell institutions
- inserted Article 40 - Measures to mitigate risks in relation to transactions with a self-hosted address
- inserted Article 41 - Specific provisions regarding applicants for residence by investment schemes
- inserted Article 42 - Specific provisions regarding politically exposed persons
- inserted Article 43 - List of prominent public functions
- inserted Article 44 - Politically exposed persons who are beneficiaries of insurance policies
- inserted Article 45 - Measures for persons who cease to be politically exposed persons
- inserted Article 46 - Family members and persons known to be close associates of politically exposed persons
Chapter III › Section 5
Chapter III › Section 6
- inserted Article 48 - General provisions relating to reliance on other obliged entities
- inserted Article 49 - Process of reliance on another obliged entity
- inserted Article 50 - Guidelines on reliance on other obliged entities
Chapter IV
- inserted Article 51 - Identification of beneficial owners for legal entities
- inserted Article 52 - Beneficial ownership through ownership interest
- inserted Article 53 - Beneficial ownership through control
- inserted Article 54 - Coexistence of ownership interest and control in the ownership structure
- inserted Article 55 - Ownership structures involving legal arrangements or similar legal entities
- inserted Article 56 - Notifications
- inserted Article 57 - Identification of beneficial owners for legal entities similar to express trust
- inserted Article 58 - Identification of beneficial owners for express trusts and similar legal arrangements
- inserted Article 59 - Identification of a class of beneficiaries
- inserted Article 60 - Identification of objects of a power and default takers in discretionary trusts
- inserted Article 61 - Identification of beneficial owners of collective investment undertakings
- inserted Article 62 - Beneficial ownership information
- inserted Article 63 - Obligations of legal entities
- inserted Article 64 - Trustee obligations
- inserted Article 65 - Exceptions to obligations of legal entities and legal arrangements
- inserted Article 66 - Nominee obligations
- inserted Article 67 - Foreign legal entities and foreign legal arrangements
- inserted Article 68 - Penalties
Chapter V
- inserted Article 69 - Reporting of suspicions
- inserted Article 70 - Specific provisions for reporting of suspicions by certain categories of obliged entities
- inserted Article 71 - Refraining from carrying out transactions
- inserted Article 72 - Disclosure to FIU
- inserted Article 73 - Prohibition of disclosure
- inserted Article 74 - Threshold-based reports of transactions in certain high-value goods
Chapter VI
- inserted Article 75 - Exchange of information in the framework of partnerships for information sharing
Chapter VII
- inserted Article 76 - Processing of personal data
- inserted Article 77 - Record retention
- inserted Article 78 - Provision of records to competent authorities
Chapter VIII
- inserted Article 79 - Anonymous accounts and bearer shares and bearer share warrants
- inserted Article 80 - Limits to large cash payments in exchange for goods or services
Chapter IX › Section 1
- inserted Article 81 - Cooperation between FIUs and the EPPO
- inserted Article 82 - Requests for information to the EPPO
Chapter IX › Section 2
- inserted Article 83 - Cooperation between FIUs and OLAF
- inserted Article 84 - Requests for information to OLAF
Chapter IX › Section 3
- inserted Article 85 - Exercise of the delegation
- inserted Article 86 - Committee procedure
- inserted Article 87 - Review
- inserted Article 88 - Reports
- inserted Article 89 - Relation to Directive (EU) 2015/849
- inserted Article 90 - Entry into force and application
Outside any heading
- inserted Recital 1
- inserted Recital 2
- inserted Recital 3
- inserted Recital 4
- inserted Recital 5
- inserted Recital 6
- inserted Recital 7
- inserted Recital 8
- inserted Recital 9
- inserted Recital 10
- inserted Recital 11
- inserted Recital 12
- inserted Recital 13
- inserted Recital 14
- inserted Recital 15
- inserted Recital 16
- inserted Recital 17
- inserted Recital 18
- inserted Recital 19
- inserted Recital 20
- inserted Recital 21
- inserted Recital 22
- inserted Recital 23
- inserted Recital 24
- inserted Recital 25
- inserted Recital 26
- inserted Recital 27
- inserted Recital 28
- inserted Recital 29
- inserted Recital 30
- inserted Recital 31
- inserted Recital 32
- inserted Recital 33
- inserted Recital 34
- inserted Recital 35
- inserted Recital 36
- inserted Recital 37
- inserted Recital 38
- inserted Recital 39
- inserted Recital 40
- inserted Recital 41
- inserted Recital 42
- inserted Recital 43
- inserted Recital 44
- inserted Recital 45
- inserted Recital 46
- inserted Recital 47
- inserted Recital 48
- inserted Recital 49
- inserted Recital 50
- inserted Recital 51
- inserted Recital 52
- inserted Recital 53
- inserted Recital 54
- inserted Recital 55
- inserted Recital 56
- inserted Recital 57
- inserted Recital 58
- inserted Recital 59
- inserted Recital 60
- inserted Recital 61
- inserted Recital 62
- inserted Recital 63
- inserted Recital 64
- inserted Recital 65
- inserted Recital 66
- inserted Recital 67
- inserted Recital 68
- inserted Recital 69
- inserted Recital 70
- inserted Recital 71
- inserted Recital 72
- inserted Recital 73
- inserted Recital 74
- inserted Recital 75
- inserted Recital 76
- inserted Recital 77
- inserted Recital 78
- inserted Recital 79
- inserted Recital 80
- inserted Recital 81
- inserted Recital 82
- inserted Recital 83
- inserted Recital 84
- inserted Recital 85
- inserted Recital 86
- inserted Recital 87
- inserted Recital 88
- inserted Recital 89
- inserted Recital 90
- inserted Recital 91
- inserted Recital 92
- inserted Recital 93
- inserted Recital 94
- inserted Recital 95
- inserted Recital 96
- inserted Recital 97
- inserted Recital 98
- inserted Recital 99
- inserted Recital 100
- inserted Recital 101
- inserted Recital 102
- inserted Recital 103
- inserted Recital 104
- inserted Recital 105
- inserted Recital 106
- inserted Recital 107
- inserted Recital 108
- inserted Recital 109
- inserted Recital 110
- inserted Recital 111
- inserted Recital 112
- inserted Recital 113
- inserted Recital 114
- inserted Recital 115
- inserted Recital 116
- inserted Recital 117
- inserted Recital 118
- inserted Recital 119
- inserted Recital 120
- inserted Recital 121
- inserted Recital 122
- inserted Recital 123
- inserted Recital 124
- inserted Recital 125
- inserted Recital 126
- inserted Recital 127
- inserted Recital 128
- inserted Recital 129
- inserted Recital 130
- inserted Recital 131
- inserted Recital 132
- inserted Recital 133
- inserted Recital 134
- inserted Recital 135
- inserted Recital 136
- inserted Recital 137
- inserted Recital 138
- inserted Recital 139
- inserted Recital 140
- inserted Recital 141
- inserted Recital 142
- inserted Recital 143
- inserted Recital 144
- inserted Recital 145
- inserted Recital 146
- inserted Recital 147
- inserted Recital 148
- inserted Recital 149
- inserted Recital 150
- inserted Recital 151
- inserted Recital 152
- inserted Recital 153
- inserted Recital 154
- inserted Recital 155
- inserted Recital 156
- inserted Recital 157
- inserted Recital 158
- inserted Recital 159
- inserted Recital 160
- inserted Recital 161
- inserted Recital 162
- inserted Recital 163
- inserted Recital 164
- inserted Recital 165
- inserted Recital 166
- inserted Recital 167
- inserted Recital 168
- inserted Recital 169
- inserted Recital 170
- inserted Recital 171
- inserted Recital 172
- inserted Recital 173
- inserted Recital 174
- inserted Recital 175
- inserted Preamble
- inserted Annex I
- inserted Annex II
- inserted Annex III
- inserted Annex IV
- inserted Annex V
- inserted Annex VI