Internal Ratings Based Approach

Defined in Article 1, Decision (EU) 2021/1442 of the ECB

Definitions over time (1)

1. 01/10/2026 – today applies on 12/11/2026 Article 1, Decision (EU) 2021/1442 of the ECB Scope: Whole act

   For the purposes of this Decision, the following definitions shall apply:

   ‘Internal Ratings Based Approach’ (IRB Approach) means the approach for calculating the risk-weighted exposure amounts for the purposes of points (a) and (f) of Article 92(3) of Regulation (EU) No 575/2013 provided for in Part Three, Title II, Chapter 3 of that Regulation;

Used in (3 places in 2 provisions on 12/11/2026)

Decision (EU) 2021/1442 of the ECB (3 in 2)

Recital 2 · Article 1²