financial holding company

Defined in Article 4, Capital Requirements Regulation (CRR)

Definitions over time (3)

1. 01/01/2025 – today applies on 12/11/2026 Article 4, Capital Requirements Regulation (CRR) Scope: Whole act

   For the purposes of this Regulation, the following definitions shall apply:

   ‘financial holding company’ means an undertaking that meets all of the following conditions: it is a financial institution; it is not a mixed financial holding company; it has at least one subsidiary that is an institution; more than 50 % of any of the following indicators are associated, on a steady basis, with subsidiaries that are institutions or financial institutions, and with activities carried out by the undertaking itself that are not related to the acquisition or owning of holdings in subsidiaries when those activities are of the same nature as the ones carried out by institutions or financial institutions: the undertaking’s equity based on its consolidated situation; the undertaking’s assets based on its consolidated situation; the undertaking’s revenues based on its consolidated situation; the undertaking’s personnel based on its consolidated situation; other indicators considered relevant by the competent authority.

2. 25/12/2019 – 01/01/2025 Article 4, Capital Requirements Regulation (CRR) Scope: Whole act

   For the purposes of this Regulation, the following definitions shall apply:

   ‘financial holding company’ means a financial institution, the subsidiaries of which are exclusively or mainly institutions or financial institutions, and which is not a mixed financial holding company; the subsidiaries of a financial institution are mainly institutions or financial institutions where at least one of them is an institution and where more than 50 % of the financial institution's equity, consolidated assets, revenues, personnel or other indicator considered relevant by the competent authority are associated with subsidiaries that are institutions or financial institutions;

3. 28/06/2013 – 19/07/2016 Article 4, Capital Requirements Regulation (CRR) Scope: Whole act

   For the purposes of this Regulation, the following definitions shall apply:

   ‘financial holding company’ means a financial institution, the subsidiaries of which are exclusively or mainly institutions or financial institutions, at least one of such subsidiaries being an institution, and which is not a mixed financial holding company;

Used in (117 places in 24 provisions on 12/11/2026)

Capital Requirements Regulation (CRR) (117 in 24)

Recital 38² · Recital 60 · Article 1² · Article 4³⁴ · Article 7² · Article 10a² · Article 11¹² · Article 13² · Article 18⁴ · Article 20⁸ · Article 21⁶ · Article 22⁶ · Article 28² · Article 49⁶ · Article 52² · Article 63² · Article 73² · Article 81⁴ · Article 82⁴ · Article 84⁴ · Article 150² · Article 411² · Article 415³ · Article 416³