Preamble
Recitals 107
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3) 3
Title II - COMPETENT AUTHORITIES (Article 4-7) 5
Title III - REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS (Article 8-27l) 36
Title V - PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES (Article 33-46) 14
Title VI - RELATIONS WITH THIRD COUNTRIES (Article 47-48l) 4
Title VII - PRUDENTIAL SUPERVISION (Article 49-142) 104
Title VIII - DISCLOSURE BY COMPETENT AUTHORITIES (Article 143-144) 2
Title IX - DELEGATED AND IMPLEMENTING ACTS (Article 145-149) 5
Title X - AMENDMENTS OF DIRECTIVE 2002/87/EC (Article 150) 1
Title XI - TRANSITIONAL AND FINAL PROVISIONS (Article 151-165) 16
Annexes 2
- Annex I - LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION
- Annex II
Amending acts 12

environmental, social and governance risk

Definitions over time (1)

11/01/2026 – today applies on 11/11/2026 Article 3, Capital Requirements Directive Scope: Whole act Also: ESG risk

For the purposes of this Directive, the following definitions shall apply:

'environmental, social and governance risk' or 'ESG risk' means environmental, social and governance risk as defined in Article 4(1), point (52d), of Regulation (EU) No 575/2013;