retail deposit

Defined in Article 411, Capital Requirements Regulation (CRR)

Definitions over time (2)

1. 29/06/2021 – today applies on 13/11/2026 Article 411, Capital Requirements Regulation (CRR) Scope: Part VI

   For the purposes of this Part, the following definitions apply:

   ‘retail deposit’ means a liability to a natural person or to a SME, where the SME would qualify for the retail exposure class under the standardised or IRB approaches for credit risk, or a liability to a company which is eligible for the treatment set out in Article 153(4), and where the aggregate deposits by that SME or company on a group basis do not exceed EUR 1 million;

2. 28/06/2013 – 29/06/2021 Article 411, Capital Requirements Regulation (CRR) Scope: Part VI

   For the purposes of this Part, the following definitions apply:

   ‘retail deposit’ means a liability to a natural person or to an SME, where the natural person or the SME would qualify for the retail exposure class under the Standardised or IRB approaches for credit risk, or a liability to a company which is eligible for the treatment set out in Article 153(4) and where the aggregate deposits by all such enterprises on a group basis do not exceed EUR 1 million.

Used in (30 places in 12 provisions on 13/11/2026)

Capital Requirements Regulation (CRR) (30 in 12)

Article 411² · Article 420 · Article 421⁵ · Article 427² · Article 428aj · Article 428ak · Article 428an⁴ · Article 428ao⁴ · Article 428i · Article 428j · Article 428m⁴ · Article 428n⁴