Transactions in which the cardholder using a card or other
Defined in Annex II, Regulation (EU) No 1409/2013 of the ECB
Definitions over time (1)
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01/01/2022 – today applies on 12/11/2026 Annex II, Regulation (EU) No 1409/2013 of the ECB Scope: Whole act
Cash advance at point of sale (POS) terminals Transactions in which the cardholder using a card or other means receives cash at a POS terminal in combination with a payment transaction for goods or services (commonly referred to as ‘cash-back’).