Preamble
Recitals 63
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-4) 4
Title II - PAYMENT SERVICE PROVIDERS (Article 5-29) 25
Title III - TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES (Article 30-50) 21
Title IV - RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES (Article 51-83) 33
Title V - IMPLEMENTING MEASURES AND PAYMENTS COMMITTEE (Article 84-85) 2
Title VI - FINAL PROVISIONS (Article 86-96) 11
Annexes 1
- Annex 1 - PAYMENT SERVICES (DEFINITION 3 IN ARTICLE 4)
Amending acts 1
- Directive 2009/111/EC (CRD)from 07/12/2009not in force

direct debit

Definitions over time (1)

25/12/2007 – today applies on 11/11/2026 Article 4, Directive 2007/64/EC Scope: Whole act

For the purposes of this Directive, the following definitions shall apply:

‘direct debit’ means a payment service for debiting a payer's payment account, where a payment transaction is initiated by the payee on the basis of the payer's consent given to the payee, to the payee's payment service provider or to the payer's own payment service provider;