Cash withdrawal performed at an ATM using a card-based payment instrument or other
Defined in Annex II, Regulation (EU) No 1409/2013 of the ECB
Definitions over time (1)
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01/01/2022 – today applies on 12/11/2026 Annex II, Regulation (EU) No 1409/2013 of the ECB Scope: Whole act
ATM cash withdrawal (except e-money transactions) Cash withdrawal performed at an ATM using a card-based payment instrument or other means. Cash advances at POS terminals as part of a payment transaction for the purchase of goods or services (‘cash-back’ transactions) are not included.