Preamble
Recitals 107
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3) 3
Title II - COMPETENT AUTHORITIES (Article 4-7) 5
Title III - REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS (Article 8-27l) 36
Title V - PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES (Article 33-46) 14
Title VI - RELATIONS WITH THIRD COUNTRIES (Article 47-48l) 4
Title VII - PRUDENTIAL SUPERVISION (Article 49-142) 104
Title VIII - DISCLOSURE BY COMPETENT AUTHORITIES (Article 143-144) 2
Title IX - DELEGATED AND IMPLEMENTING ACTS (Article 145-149) 5
Title X - AMENDMENTS OF DIRECTIVE 2002/87/EC (Article 150) 1
Title XI - TRANSITIONAL AND FINAL PROVISIONS (Article 151-165) 16
Annexes 2
- Annex I - LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION
- Annex II
Amending acts 12

stand-alone institution in the Union

Definitions over time (1)

11/01/2026 – today applies on 12/11/2026 Article 3, Capital Requirements Directive Scope: Whole act

For the purposes of this Directive, the following definitions shall apply:

'stand-alone institution in the Union' means an institution that is not subject to prudential consolidation in the Union pursuant to Part One, Title II, Chapter 2, of Regulation (EU) No 575/2013, and that has no EU parent undertaking subject to such prudential consolidation;