Preamble
Recitals 63
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-4) 4
Title II - PAYMENT SERVICE PROVIDERS (Article 5-29) 25
Title III - TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES (Article 30-50) 21
Title IV - RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES (Article 51-83) 33
Title V - IMPLEMENTING MEASURES AND PAYMENTS COMMITTEE (Article 84-85) 2
Title VI - FINAL PROVISIONS (Article 86-96) 11
Annexes 1
- Annex 1 - PAYMENT SERVICES (DEFINITION 3 IN ARTICLE 4)
Amending acts 1
- Directive 2009/111/EC (CRD)from 07/12/2009not in force

reference interest rate

Definitions over time (1)

25/12/2007 – today applies on 12/11/2026 Article 4, Directive 2007/64/EC Scope: Whole act

For the purposes of this Directive, the following definitions shall apply:

‘reference interest rate’ means the interest rate which is used as the basis for calculating any interest to be applied and which comes from a publicly available source which can be verified by both parties to a payment service contract;