Merchant initiated transaction

Defined in Annex II, Regulation (EU) No 1409/2013 of the ECB

Definitions over time (1)

1. 01/01/2022 – today applies on 11/11/2026 Annex II, Regulation (EU) No 1409/2013 of the ECB Scope: Whole act

   Merchant initiated transaction (MIT) ‘Merchant initiated transaction’ means ‘Merchant initiated transaction’ as defined in Annex II, Part C, footnote 4 of the EBA Guidelines amending the EBA Guidelines on reporting requirements for fraud data under Article 96(6) of Directive (EU) 2015/2366 (EBA/GL/2020/01).

Used in (16 places in 3 provisions on 11/11/2026)

Regulation (EU) No 1409/2013 of the ECB (16 in 3)

Annex I⁴ · Annex II⁴ · Annex III⁸