Strong customer authentication (SCA)

Defined in Annex II, Regulation (EU) No 1409/2013 of the ECB

Definitions over time (1)

1. 01/01/2022 – today applies on 11/11/2026 Annex II, Regulation (EU) No 1409/2013 of the ECB Scope: Whole act

   Strong customer authentication (SCA) ‘Strong customer authentication (SCA)’ means ‘strong customer authentication’ as defined in Article 4(30) of Directive (EU) 2015/2366.

Used in (23 places in 3 provisions on 11/11/2026)

Regulation (EU) No 1409/2013 of the ECB (23 in 3)

Annex I⁵ · Annex II² · Annex III¹⁶