Unauthorised payment transaction

Defined in Annex II, Regulation (EU) No 1409/2013 of the ECB

Definitions over time (1)

1. 01/01/2022 – today applies on 12/11/2026 Annex II, Regulation (EU) No 1409/2013 of the ECB Scope: Whole act

   Unauthorised payment transaction ‘Unauthorised payment transaction’ means ‘unauthorised payment transaction’ as defined in Guideline 1.1.a of the EBA Guidelines on reporting requirements for fraud data under Article 96(6) PSD2 (EBA-GL-2018-05).

Used in (10 places in 3 provisions on 12/11/2026)

Regulation (EU) No 1409/2013 of the ECB (10 in 3)

Annex I² · Annex II⁴ · Annex III⁴