Borrowing rate

Defined in Article 4, Mortgage Credit Directive

Definitions over time (2)

1. 01/01/2018 – today applies on 12/11/2026 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Borrowing rate’ means the borrowing rate as defined in point (j) of Article 3 of Directive 2008/48/EC.

2. 28/02/2014 – 20/03/2014 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Borrowing rate’ means the borrowing rate as defined in point (j) of Article 3 of Directive 2008/48/EC.

Used in (86 places in 20 provisions on 12/11/2026)

Mortgage Credit Directive (86 in 20)

Recital 4 · Recital 19 · Recital 40 · Recital 42 · Recital 43 · Recital 52 · Recital 55 · Recital 66² · Recital 67³ · Article 3² · Article 4² · Article 11 · Article 13 · Article 14² · Article 17¹⁰ · Article 24² · Article 25² · Article 27⁶ · Annex I¹⁰ · Annex II³⁶