Advisory services

Defined in Article 4, Mortgage Credit Directive

Definitions over time (2)

1. 01/01/2018 – today applies on 12/11/2026 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Advisory services’ means the provision of personal recommendations to a consumer in respect of one or more transactions relating to credit agreements and constitutes a separate activity from the granting of a credit and from the credit intermediation activities set out in point 5.

2. 28/02/2014 – 20/03/2014 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Advisory services’ means the provision of personal recommendations to a consumer in respect of one or more transactions relating to credit agreements and constitutes a separate activity from the granting of a credit and from the credit intermediation activities set out in point 5.

Used in (37 places in 12 provisions on 12/11/2026)

Mortgage Credit Directive (37 in 12)

Recital 63³ · Recital 64⁵ · Recital 65² · Article 4 · Article 7⁴ · Article 9 · Article 15 · Article 22¹³ · Article 29 · Article 32 · Article 33 · Annex II⁴