Preamble
Recitals 79
Chapter I - SCOPE AND DEFINITIONS (Article 1-2) 2
Chapter II - REGISTRATION REQUIREMENTS (Article 3) 1
Chapter III - FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT (Article 4-9) 6
Chapter IV - ORGANISATIONAL REQUIREMENTS (Article 10-16) 7
Chapter V - INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES (Article 17-25) 9
Chapter VI - ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS (Article 26-30) 5
Chapter VII - SANCTIONS AND OTHER MEASURES (Article 31-36) 6
Chapter VIII - FINAL PROVISIONS (Article 37-46) 11
Annexes 3
Amending acts 4

advice

Definitions over time (1)

23/02/2018 – today applies on 10/11/2026 Article 2, Insurance Distribution Directive (IDD) Scope: Whole act

‘advice’ means the provision of a personal recommendation to a customer, either upon their request or at the initiative of the insurance distributor, in respect of one or more insurance contracts;

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