transactor exposure

Definitions over time (1)

01/01/2025 – today applies on 12/11/2026 Article 4, Capital Requirements Regulation (CRR) Scope: Whole act

For the purposes of this Regulation, the following definitions shall apply:

‘transactor exposure’ means any revolving exposure that has at least 12 months of repayment history and that is one of the following: an exposure for which, on a regular basis of at least every 12 months, the balance to be repaid at the next scheduled repayment date is determined as the drawn amount at a predefined reference date, with a scheduled repayment date not later than after 12 months, provided that the balance has been repaid in full at each scheduled repayment date for the previous 12 months; an overdraft facility where there have been no drawdowns over the previous 12 months;