insurance‐based investment product

Defined in Article 2, Regulation (EU) 2019/2088 (SFDR)

Definitions over time (1)

1. 12/07/2020 – today applies on 12/11/2026 Article 2, Regulation (EU) 2019/2088 (SFDR) Scope: Whole act Also: IBIP

   For the purposes of this Regulation, the following definitions apply:

   ‘insurance‐based investment product’ or ‘IBIP’ means: an insurance‐based investment product as defined in point (2) of Article 4 of Regulation (EU) No 1286/2014 of the European Parliament and of the Council (^{1}); or an insurance product which is made available to a professional investor and which offers a maturity or surrender value that is wholly or partially exposed, directly or indirectly, to market fluctuations;

Used in (13 places in 4 provisions on 12/11/2026)

Regulation (EU) 2019/2088 (SFDR) (13 in 4)

Recital 13² · Article 2⁸ · Article 6 · Article 17²