Preamble
Recitals 58
Chapter I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-2) 2
Chapter II - COMPARABILITY OF FEES CONNECTED WITH PAYMENT ACCOUNTS (Article 3-8) 6
Chapter III - SWITCHING (Article 9-14) 6
Chapter IV - ACCESS TO PAYMENT ACCOUNTS (Article 15-20) 6
Chapter V - COMPETENT AUTHORITIES AND ALTERNATIVE DISPUTE RESOLUTION (Article 21-25) 5
Chapter VI - SANCTIONS (Article 26) 1
Chapter VII - FINAL PROVISIONS (Article 27-31) 5

standing order

Definitions over time (1)

17/09/2014 – today applies on 12/11/2026 Article 2, Directive 2014/92/EU Scope: Whole act

For the purposes of this Directive, the following definitions apply:

‘standing order’ means an instruction given by the payer to the payment service provider which holds the payer’s payment account to execute credit transfers at regular intervals or on predetermined dates;