Notwithstanding Articles 146 to 148, Member States shall empower the competent authorities to require credit institutions:
((a))
to make one or more of the disclosures referred to in Annex XII, Parts 2 and 3;
((b))
to publish one or more disclosures more frequently than annually, and to set deadlines for publication;
((c))
to use specific media and locations for disclosures other than the financial statements; and
((d))
to use specific means of verification for the disclosures not covered by statutory audit.