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Preamble
Recitals 72
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-5) 5
Title II - REQUIREMENTS FOR ACCESS TO THE TAKING UP AND PURSUIT OF THE BUSINESS OF CREDIT INSTITUTIONS (Article 6-22) 19
Title III - PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES (Article 23-37) 15
Title IV - RELATIONS WITH THIRD COUNTRIES (Article 38-39) 2
Title V - PRINCIPLES AND TECHNICAL INSTRUMENTS FOR PRUDENTIAL SUPERVISION AND DISCLOSURE (Article 40-149) 113
- Chapter 1 - Principles of prudential supervision (Article 40-55) 18
- Chapter 2 - Technical instruments of prudential supervision (Article 56-122a) 67
  - Section 1 - Own funds (Article 56-67) 13
  - Section 2 - Provision against risks (Article 68-75) 8
  - Section 3 - Minimum own funds requirements for credit risk (Article 76-101) 26
    
    Article 76
    
    Article 77
    
    Subsection 1 - Standardised approach (Article 78-83) 6
    
    Subsection 2 - Internal Ratings Based Approach (Article 84-89) 6
    
    Subsection 3 - Credit risk mitigation (Article 90-93) 4
    
    Subsection 4 - Securitisation (Article 94-101) 8
  - Section 4 - Minimum own funds requirements for operational risk (Article 102-105) 4
  - Section 5 - Large exposures (Article 106-118) 12
  - Section 6 - Qualifying holdings outside the financial sector (Article 120-122) 3
  - Section 7 - Exposures to transferred credit risk (Article 122a) 1
- Chapter 3 - Credit institutions' assessment process (Article 123) 1
- Chapter 4 - Supervision and disclosure by competent authorities (Article 124-144) 22
- Chapter 5 - Disclosure by credit institutions (Article 145-149) 5
Title VI - DELEGATED ACTS AND POWERS OF EXECUTION (Article 150-151c) 5
Title VII - TRANSITIONAL AND FINAL PROVISIONS (Article 152-160) 10
Annexes 13
Amending acts 12

Article 76

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Credit institutions shall apply either the Standardised Approach provided for in Articles 78 to 83 or, if permitted by the competent authorities in accordance with Article 84, the Internal Ratings Based Approach provided for in Articles 84 to 89 to calculate their risk-weighted exposure amounts for the purposes of Article 75(a).

Official text · consolidated version 04/01/2011 (no longer in force) Open full page ↗