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Preamble
Recitals 72
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-5) 5
Title II - REQUIREMENTS FOR ACCESS TO THE TAKING UP AND PURSUIT OF THE BUSINESS OF CREDIT INSTITUTIONS (Article 6-22) 19
Title III - PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES (Article 23-37) 15
Title IV - RELATIONS WITH THIRD COUNTRIES (Article 38-39) 2
Title V - PRINCIPLES AND TECHNICAL INSTRUMENTS FOR PRUDENTIAL SUPERVISION AND DISCLOSURE (Article 40-149) 115
- Chapter 1 - Principles of prudential supervision (Article 40-55) 18
- Chapter 2 - Technical instruments of prudential supervision (Article 56-122a) 68
  - Section 1 - Own funds (Article 56-67) 13
  - Section 2 - Provision against risks (Article 68-75) 9
  - Section 3 - Minimum own funds requirements for credit risk (Article 76-101) 26
    
    Article 76
    
    Article 77
    
    Subsection 1 - Standardised approach (Article 78-83) 6
    
    Subsection 2 - Internal Ratings Based Approach (Article 84-89) 6
    
    Subsection 3 - Credit risk mitigation (Article 90-93) 4
    
    Subsection 4 - Securitisation (Article 94-101) 8
    
    Article 94
    
    Article 95
    
    Article 96
    
    Article 97
    
    Article 98
    
    Article 99
    
    Article 100
    
    Article 101 - ▼M9
  - Section 4 - Minimum own funds requirements for operational risk (Article 102-105) 4
  - Section 5 - Large exposures (Article 106-118) 12
  - Section 6 - Qualifying holdings outside the financial sector (Article 120-122) 3
  - Section 7 - Exposures to transferred credit risk (Article 122a) 1
- Chapter 3 - Credit institutions' assessment process (Article 123) 1
- Chapter 4 - Supervision and disclosure by competent authorities (Article 124-144) 22
- Chapter 5 - Disclosure by credit institutions (Article 145-149) 6
Title VI - DELEGATED ACTS AND POWERS OF EXECUTION (Article 150-151c) 5
Title VII - TRANSITIONAL AND FINAL PROVISIONS (Article 152-160) 10
Annexes 13
Amending acts 12

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New version applies from 01/01/2014 — introduced by Capital Requirements Directive. 257 provisions change. Article 99 is deleted from 01/01/2014.

View as of 01/01/2014 What changes

Article 99

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Article 99

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The use of ECAI credit assessments for the calculation of a credit institution's risk-weighted exposure amounts under Article 96 shall be consistent and in accordance with Annex IX, Part 3. Credit assessments shall not be used selectively.

Official text · consolidated version 01/07/2013 (no longer in force) Open full page ↗