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New version applies from 20/03/2014 — introduced by Mortgage Credit Directive. 52 provisions change. Later versions: 01/01/2018, 26/07/2019, 30/12/2023. Recital 49 changes in this version: compare with the current text.

Recital 49

Recital 49

(49)In particular, the Commission should be empowered to adopt additional assumptions for the calculation of the annual percentage rate of charge. Since those measures are of general scope and are designed to amend non-essential elements of this Directive, they must be adopted in accordance with the regulatory procedure with scrutiny provided for in Article 5a of Decision 1999/468/EC.

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