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◷ New version from 30/01/2027 (not yet in force) · 131 changes · View as of 30/01/2027

Preamble
Recitals 142
Title I - GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES (Article 1-177) 189
- Chapter I - Subject matter, scope and definitions (Article 1-13) 13
- Chapter II - Taking-up of business (Article 14-26) 14
- Chapter III - Supervisory authorities and general rules (Article 27-39) 13
- Chapter IV - Conditions governing business (Article 40-72) 35
- Chapter V - Pursuit of life and non-life insurance activity (Article 73-74) 2
- Chapter VI - Rules relating to the valuation of assets and liabilities, technical provisions, own funds, Solvency Capital Requirement, Minimum Capital Requirement and investment rules (Article 75-135) 68
- Chapter VII - Insurance and reinsurance undertakings in difficulty or in an irregular situation (Article 136-144) 9
- Chapter VIII - Right of establishment and freedom to provide services (Article 145-161) 19
  - Section 1 - Establishment by insurance undertakings (Article 145-146) 2
  - Section 2 - Freedom to provide services: by insurance undertakings (Article 147-152) 6
    
    Subsection 1 - General provisions (Article 147-149) 3
    
    Article 147 - Prior notification to the home Member State
    
    Article 148 - Notification by the home Member State
    
    Article 149 - Changes in the nature of the risks or commitments◷
    
    Subsection 2 - Third party motor vehicle liability (Article 150-152) 3
  - Section 2A - Notification and collaboration platforms (Article 152a-152b) 2
  - Section 3 - Competencies of the supervisory authorities of the host member state (Article 153-158) 6
  - Section 4 - Statistical information (Article 159) 1
  - Section 5 - Treatment of contracts of branches in winding-up proceedings (Article 160-161) 2
- Chapter IX - Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community (Article 162-175) 14
- Chapter X - Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings (Article 176-177) 2
Title II - SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE (Article 178-211) 34
Title III - SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP (Article 212-266) 56
Title IV - REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS (Article 267-296) 30
Title V - OTHER PROVISIONS (Article 297-304b) 10
Title VI - TRANSITIONAL AND FINAL PROVISIONS (Article 305-312) 14
Annexes 7
Amending acts 12

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New version applies from 30/01/2027 — introduced by Directive (EU) 2025/2. 131 provisions change. Article 149 changes in this version: compare with the current text.

View as of 30/01/2027 What changes

Article 149 - Changes in the nature of the risks or commitments

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Article 149

Changes in the nature of the risks or commitments

Any change which an insurance undertaking intends to make to the information referred to in Article 147 shall be subject to the procedure provided for in Articles 147 and 148.

Official text · consolidated version 17/01/2025 (in force) Open full page ↗

Metadata

✓ In force

↻ Amendments (2)

30/01/2027 future by Directive (EU) 2025/2
23/05/2014 current by Directive 2014/51/EU
06/01/2010 first version in the database

Used here (1)

insurance undertaking1