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◷ New version from 30/01/2027 (not yet in force) · 131 changes · View as of 30/01/2027

Preamble
Recitals 142
Title I - GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES (Article 1-177) 189
- Chapter I - Subject matter, scope and definitions (Article 1-13) 13
- Chapter II - Taking-up of business (Article 14-26) 14
- Chapter III - Supervisory authorities and general rules (Article 27-39) 13
- Chapter IV - Conditions governing business (Article 40-72) 35
- Chapter V - Pursuit of life and non-life insurance activity (Article 73-74) 2
- Chapter VI - Rules relating to the valuation of assets and liabilities, technical provisions, own funds, Solvency Capital Requirement, Minimum Capital Requirement and investment rules (Article 75-135) 68
- Chapter VII - Insurance and reinsurance undertakings in difficulty or in an irregular situation (Article 136-144) 9
- Chapter VIII - Right of establishment and freedom to provide services (Article 145-161) 19
- Chapter IX - Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community (Article 162-175) 14
- Chapter X - Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings (Article 176-177) 2
Title II - SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE (Article 178-211) 34
Title III - SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP (Article 212-266) 56
Title IV - REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS (Article 267-296) 30
Title V - OTHER PROVISIONS (Article 297-304b) 10
Title VI - TRANSITIONAL AND FINAL PROVISIONS (Article 305-312) 14
Annexes 7
Amending acts 12

Article 27 - Main objective of supervision

Article 27

Main objective of supervision

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Member States shall ensure that the supervisory authorities are provided with the necessary means, and have the relevant expertise, capacity, and mandate to achieve the main objective of supervision, namely the protection of policy holders and beneficiaries.

Official text · consolidated version 17/01/2025 (in force) Open full page ↗