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◷ New version from 30/01/2027 (not yet in force) · 131 changes · View as of 30/01/2027

Preamble
Recitals 142
Title I - GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES (Article 1-177) 189
- Chapter I - Subject matter, scope and definitions (Article 1-13) 13
- Chapter II - Taking-up of business (Article 14-26) 14
- Chapter III - Supervisory authorities and general rules (Article 27-39) 13
- Chapter IV - Conditions governing business (Article 40-72) 35
- Chapter V - Pursuit of life and non-life insurance activity (Article 73-74) 2
- Chapter VI - Rules relating to the valuation of assets and liabilities, technical provisions, own funds, Solvency Capital Requirement, Minimum Capital Requirement and investment rules (Article 75-135) 68
  - Section 1 - Valuation of assets and liabilities (Article 75) 1
  - Section 2 - Rules relating to technical provisions (Article 76-86) 17
  - Section 3 - Own funds (Article 87-99) 13
    
    Subsection 1 - Determination of own funds (Article 87-92) 6
    
    Article 87 - Own funds
    
    Article 88 - Basic own funds
    
    Article 89 - Ancillary own funds
    
    Article 90 - Supervisory approval of ancillary own funds
    
    Article 91 - Surplus funds
    
    Article 92 - Delegated acts and regulatory and implementing technical standards◷
    
    Subsection 2 - Classification of own funds (Article 93-97) 5
    
    Subsection 3 - Eligibility of own funds (Article 98-99) 2
  - Section 4 - Solvency capital requirement (Article 100-127) 29
  - Section 5 - Minimum capital requirement (Article 128-131) 4
  - Section 6 - Investments (Article 132-135) 4
- Chapter VII - Insurance and reinsurance undertakings in difficulty or in an irregular situation (Article 136-144) 9
- Chapter VIII - Right of establishment and freedom to provide services (Article 145-161) 19
- Chapter IX - Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community (Article 162-175) 14
- Chapter X - Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings (Article 176-177) 2
Title II - SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE (Article 178-211) 34
Title III - SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP (Article 212-266) 56
Title IV - REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS (Article 267-296) 30
Title V - OTHER PROVISIONS (Article 297-304b) 10
Title VI - TRANSITIONAL AND FINAL PROVISIONS (Article 305-312) 14
Annexes 7
Amending acts 12

Article 87 - Own funds

Article 87

Own funds

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Own funds shall comprise the sum of basic own funds, referred to in Article 88 and ancillary own funds referred to in Article 89.

Official text · consolidated version 17/01/2025 (in force) Open full page ↗