◷
New version applies from 20/03/2014 — introduced by Mortgage Credit Directive.
71 provisions change.
Later versions: 02/07/2014, 19/08/2014, 12/01/2016, 30/03/2019, 01/01/2020, 26/06/2021, 30/12/2024, 10/11/2025, 31/12/2025.
Regulation (EU) No 1093/2010
16/12/2010 → 30/10/2013: 5 inserted · 0 removed · 140 amended · 0 moved · 0 renamed · 12 unchanged
Position-only shifts inside the same heading are not changes. Amended = the printed text changed.
Preamble
- amended Preamble
Recitals
- amended Recital 1
- amended Recital 2
- amended Recital 3
- amended Recital 4
- amended Recital 5
- amended Recital 6
- amended Recital 7
- amended Recital 8
- amended Recital 9
- amended Recital 10
- amended Recital 11
- amended Recital 12
- amended Recital 13
- amended Recital 14
- amended Recital 15
- amended Recital 16
- amended Recital 17
- amended Recital 18
- amended Recital 19
- amended Recital 20
- amended Recital 21
- amended Recital 22
- amended Recital 23
- amended Recital 24
- amended Recital 25
- amended Recital 26
- amended Recital 27
- amended Recital 28
- amended Recital 29
- amended Recital 30
- amended Recital 31
- amended Recital 32
- amended Recital 33
- amended Recital 34
- amended Recital 35
- amended Recital 36
- amended Recital 37
- amended Recital 38
- amended Recital 39
- inserted Recital
- amended Recital 40
- amended Recital 41
- amended Recital 42
- amended Recital 43
- amended Recital 44
- amended Recital 45
- amended Recital 46
- amended Recital 47
- amended Recital 48
- amended Recital 49
- amended Recital 50
- amended Recital 51
- amended Recital 52
- amended Recital 53
- amended Recital 54
- amended Recital 55
- amended Recital 56
- amended Recital 57
- amended Recital 58
- amended Recital 59
- amended Recital 60
- amended Recital 61
- amended Recital 62
- amended Recital 63
- amended Recital 64
- amended Recital 65
- amended Recital 66
- amended Recital 67
- amended Recital 68
- amended Recital 69
Chapter I - ESTABLISHMENT AND LEGAL STATUS
- amended Article 1 - Establishment and scope of action Chapter I
- amended Article 2 - European System of Financial Supervision Chapter I
- amended Article 3 - Accountability of the Authorities Chapter I
- amended Article 4 - Definitions Chapter I
- amended Article 5 - Legal status Chapter I
- amended Article 6 - Composition Chapter I
Chapter I · 1 unchanged
Chapter II - TASKS AND POWERS OF THE AUTHORITY
- amended Article 8 - Tasks and powers of the Authority Chapter II
- amended Article 9 - Tasks related to consumer protection and financial activities Chapter II
- amended Article 10 - Regulatory technical standards Chapter II
- amended Article 11 - Exercise of the delegation Chapter II
- amended Article 12 - Revocation of the delegation Chapter II
- amended Article 13 - Objections to regulatory technical standards Chapter II
- amended Article 14 - Non-endorsement or amendment of draft regulatory technical standards Chapter II
- amended Article 15 - Implementing technical standards Chapter II
- amended Article 16 - Guidelines and recommendations Chapter II
- amended Article 17 - Breach of Union law Chapter II
- amended Article 18 - Action in emergency situations Chapter II
- amended Article 19 - Settlement of disagreements between competent authorities in cross-border situations Chapter II
- inserted Article 20a - Convergence of supervisory review process Chapter II
- amended Article 21 - Colleges of supervisors Chapter II
- amended Article 22 - General provisions Chapter II
- amended Article 23 - Identification and measurement of systemic risk Chapter II
- amended Article 24 - Permanent capacity to respond to systemic risks Chapter II
- amended Article 25 - Recovery and resolution procedures Chapter II
- amended Article 26 - European system of deposit guarantee schemes Chapter II
- amended Article 27 - European system of bank resolution and funding arrangements Chapter II
- amended Article 28 - Delegation of tasks and responsibilities Chapter II
- amended Article 29 - Common supervisory culture Chapter II
- amended Article 30 - Peer reviews of competent authorities Chapter II
- amended Article 31 - Coordination function Chapter II
- amended Article 32 - Assessment of market developments Chapter II
- amended Article 33 - International relations Chapter II
- amended Article 34 - Other tasks Chapter II
- amended Article 35 - Collection of information Chapter II
- amended Article 36 - Relationship with the ESRB Chapter II
- amended Article 37 - Banking Stakeholder Group Chapter II
- amended Article 38 - Safeguards Chapter II
- amended Article 39 - Decision-making procedures Chapter II
Chapter II · 1 unchanged
Chapter III - ORGANISATION
- amended Article 40 - Composition Chapter III › Section 1
- amended Article 41 - Internal committees and panels Chapter III › Section 1
- amended Article 42 - Independence Chapter III › Section 1
- amended Article 43 - Tasks Chapter III › Section 1
- amended Article 44 - Decision-making Chapter III › Section 1
- amended Article 45 - Composition Chapter III › Section 2
- amended Article 47 - Tasks Chapter III › Section 2
- amended Article 48 - Appointment and tasks Chapter III › Section 3
- inserted Article 49a - Expenses Chapter III › Section 3
- amended Article 50 - Report Chapter III › Section 3
- amended Article 51 - Appointment Chapter III › Section 4
- inserted Article 52a - Expenses Chapter III › Section 4
- amended Article 53 - Tasks Chapter III › Section 4
Chapter III · 3 unchanged
Chapter IV - JOINT BODIES OF THE EUROPEAN SUPERVISORY AUTHORITIES
- amended Article 54 - Establishment Chapter IV › Section 1
- amended Article 55 - Composition Chapter IV › Section 1
- amended Article 57 - Sub-Committees Chapter IV › Section 1
- amended Article 58 - Composition and operation Chapter IV › Section 2
- amended Article 59 - Independence and impartiality Chapter IV › Section 2
Chapter IV · 1 unchanged
Chapter V - REMEDIES
- amended Article 60 - Appeals Chapter V
- amended Article 61 - Actions before the Court of Justice of the European Union Chapter V
Chapter VI - FINANCIAL PROVISIONS
- amended Article 62 - Budget of the Authority Chapter VI
- amended Article 63 - Establishment of the budget Chapter VI
- amended Article 64 - Implementation and control of the budget Chapter VI
- amended Article 65 - Financial rules Chapter VI
- amended Article 66 - Anti-fraud measures Chapter VI
Chapter VII - GENERAL PROVISIONS
- amended Article 68 - Staff Chapter VII
- amended Article 69 - Liability of the Authority Chapter VII
- amended Article 70 - Obligation of professional secrecy Chapter VII
- amended Article 72 - Access to documents Chapter VII
- amended Article 73 - Language arrangements Chapter VII
- amended Article 75 - Participation of third countries Chapter VII
Chapter VII · 3 unchanged
Chapter VIII - TRANSITIONAL AND FINAL PROVISIONS
- amended Article 76 - Preparatory actions Chapter VIII
- amended Article 77 - Transitional staff provisions Chapter VIII
- amended Article 81 - Review Chapter VIII
- inserted Article 81a - Review of voting arrangements Chapter VIII
- amended Article 82 - Entry into force Chapter VIII