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Preamble
Recitals 67
Chapter I - SUBJECT MATTER, DEFINITIONS AND SCOPE (Article 1-4) 4
Chapter II - CONSUMER INFORMATION FOR CONTRACTS OTHER THAN DISTANCE OR OFF-PREMISES CONTRACTS (Article 5) 1
Chapter III - CONSUMER INFORMATION AND RIGHT OF WITHDRAWAL FOR DISTANCE AND OFF-PREMISES CONTRACTS (Article 6-16) 13
Chapter IIIA - Rules concerning financial services contracts concluded at a distance (Article 16a-16e) 5
Chapter IV - OTHER CONSUMER RIGHTS (Article 17-22) 6
Chapter V - GENERAL PROVISIONS (Article 22a-30) 10
Chapter VI - FINAL PROVISIONS (Article 31-35) 5
Annexes 2
- Annex I - Information concerning the exercise of the right of withdrawal
- Annex II
Amending acts 4

Article 19 - Fees for the use of means of payment

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Article 19

Fees for the use of means of payment

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Member States shall prohibit traders from charging consumers, in respect of the use of a given means of payment, fees that exceed the cost borne by the trader for the use of such means.

Official text · consolidated version 27/09/2026 (in force) Open full page ↗