REGULATION (EU) No 260/2012 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL
of 14 March 2012
establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009
(Text with EEA relevance)
THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION,
Having regard to the Treaty on the Functioning of the European Union, and in particular Article 114 thereof,
Having regard to the proposal from the European Commission,
After transmission of the draft legislative act to the national parliaments,
Having regard to the opinion of the European Central Bank 1,
Having regard to the opinion of the European Economic and Social Committee 2,
Acting in accordance with the ordinary legislative procedure 3,
Whereas:
HAVE ADOPTED THIS REGULATION: