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Preamble
Recitals 107
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-3) 3
Title II - COMPETENT AUTHORITIES (Article 4-7) 5
Title III - REQUIREMENTS FOR ACCESS TO THE ACTIVITY OF CREDIT INSTITUTIONS (Article 8-27l) 36
Title V - PROVISIONS CONCERNING THE FREEDOM OF ESTABLISHMENT AND THE FREEDOM TO PROVIDE SERVICES (Article 33-46) 14
- Chapter 1 - General Principles (Article 33-34) 2
- Chapter 2 - The right of establishment of credit institutions (Article 35-38) 4
- Chapter 3 - Exercise of the freedom to provide services (Article 39) 1
- Chapter 4 - Powers of the competent authorities of the host Member State (Article 40-46) 7
Title VI - RELATIONS WITH THIRD COUNTRIES (Article 47-48l) 4
Title VII - PRUDENTIAL SUPERVISION (Article 49-142) 104
Title VIII - DISCLOSURE BY COMPETENT AUTHORITIES (Article 143-144) 2
Title IX - DELEGATED AND IMPLEMENTING ACTS (Article 145-149) 5
Title X - AMENDMENTS OF DIRECTIVE 2002/87/EC (Article 150) 1
Title XI - TRANSITIONAL AND FINAL PROVISIONS (Article 151-165) 16
Annexes 2
- Annex I - LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITION
- Annex II
Amending acts 12

Article 38 - Aggregation of branches

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Article 38

Aggregation of branches

Any number of places of business set up in the same Member State by a credit institution with headquarters in another Member State shall be regarded as a single branch.

Official text · consolidated version 11/07/2026 (in force) Open full page ↗