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New version applies from 01/01/2025 — introduced by Capital Requirements Regulation III (CRR3), Commission Delegated Regulation (EU) 2024/2795, Regulation (EU) 2024/2987. 311 provisions change. Later versions: 29/06/2025, 01/01/2026, 26/06/2026, 01/01/2027. Article 126a changes in this version: compare with the current text.

Article 126a - Land acquisition, development and construction exposures

Article 126a
Land acquisition, development and construction exposures

3.By 10 July 2025, EBA shall issue guidelines, in accordance with Article 16 of Regulation (EU) No 1093/2010, specifying the terms ‘substantial cash deposits’, ‘financing ensured in an equivalent manner’, ‘significant portion of total contracts’ and ‘appropriate amount of obligor-contributed equity’, taking into account the specificities of institutions’ lending to public housing or not-for-profit entities across the Union that are regulated by law and that exist to serve social purposes and to offer tenants long-term housing.

Official text · consolidated version 09/07/2024 (no longer in force) Open full page ↗
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