Mortgage Credit Directive
01/01/2018 → 30/12/2023: 2 inserted · 0 removed · 1 amended · 0 moved · 0 renamed · 138 unchanged
Position-only shifts inside the same heading are not changes. Amended = the printed text changed.
Preamble
Preamble · 1 unchanged
Recitals
Recitals · 85 unchanged
Recital 1 · Recital 2 · Recital 3 · Recital 4 · Recital 5 · Recital 6 · Recital 7 · Recital 8 · Recital 9 · Recital 10 · Recital 11 · Recital 12 · Recital 13 · Recital 14 · Recital 15 · Recital 16 · Recital 17 · Recital 18 · Recital 19 · Recital 20 · Recital 21 · Recital 22 · Recital 23 · Recital 24 · Recital 25 · Recital 26 · Recital 27 · Recital 28 · Recital 29 · Recital 30 · Recital 31 · Recital 32 · Recital 33 · Recital 34 · Recital 35 · Recital 36 · Recital 37 · Recital 38 · Recital 39 · Recital 40 · Recital 41 · Recital 42 · Recital 43 · Recital 44 · Recital 45 · Recital 46 · Recital 47 · Recital 48 · Recital 49 · Recital 50 · Recital 51 · Recital 52 · Recital 53 · Recital 54 · Recital 55 · Recital 56 · Recital 57 · Recital 58 · Recital 59 · Recital 60 · Recital 61 · Recital 62 · Recital 63 · Recital 64 · Recital 65 · Recital 66 · Recital 67 · Recital 68 · Recital 69 · Recital 70 · Recital 71 · Recital 72 · Recital 73 · Recital 74 · Recital 75 · Recital 76 · Recital 77 · Recital 78 · Recital 79 · Recital 80 · Recital 81 · Recital 82 · Recital 83 · Recital 84 · Recital 85
Chapter 1 - SUBJECT MATTER, SCOPE, DEFINITIONS AND COMPETENT AUTHORITIES
Chapter 2 - FINANCIAL EDUCATION
Chapter 2 · 1 unchanged
Chapter 3 - CONDITIONS APPLICABLE TO CREDITORS, CREDIT INTERMEDIARIES AND APPOINTED REPRESENTATIVES
Chapter 4 - INFORMATION AND PRACTICES PRELIMINARY TO THE CONCLUSION OF THE CREDIT AGREEMENT
Chapter 4 · 7 unchanged
Article 10 · Article 11 · Article 12 · Article 13 · Article 14 · Article 15 · Article 16
Chapter 5 - ANNUAL PERCENTAGE RATE OF CHARGE
Chapter 5 · 1 unchanged
Chapter 6 - CREDITWORTHINESS ASSESSMENT
Chapter 6 · 3 unchanged
Chapter 7 - DATABASE ACCESS
Chapter 7 · 1 unchanged
Chapter 8 - ADVISORY SERVICES
Chapter 8 · 1 unchanged
Chapter 9 - FOREIGN CURRENCY LOANS AND VARIABLE RATE LOANS
Chapter 9 · 2 unchanged
Chapter 10 - SOUND EXECUTION OF CREDIT AGREEMENTS AND RELATED RIGHTS
- inserted Article 27a - Information regarding the modification of the terms and conditions of a credit agreement Chapter 10
- amended Article 28 - Arrears and foreclosure Chapter 10
- inserted Article 28a - Assignment of the creditor’s rights or of the credit agreement itself Chapter 10
Chapter 10 · 3 unchanged
Chapter 11 - REQUIREMENTS FOR ESTABLISHMENT AND SUPERVISION OF CREDIT INTERMEDIARIES AND APPOINTED REPRESENTATIVES
Chapter 11 · 6 unchanged
Article 29 · Article 30 · Article 31 · Article 32 · Article 33 · Article 34
Chapter 12 - ADMISSION AND SUPERVISION OF NON-CREDIT INSTITUTIONS
Chapter 12 · 1 unchanged
Chapter 13 - COOPERATION BETWEEN COMPETENT AUTHORITIES OF DIFFERENT MEMBER STATES
Chapter 13 · 2 unchanged
Chapter 14 - FINAL PROVISIONS
Chapter 14 · 13 unchanged
Article 38 · Article 39 · Article 40 · Article 41 · Article 42 · Article 43 · Article 44 · Article 45 · Article 46 · Article 47 · Article 48 · Article 49 · Article 50