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Preamble
Recitals 113
Title I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Article 1-4) 4
Title II - PAYMENT SERVICE PROVIDERS (Article 5-37) 33
Title III - TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES (Article 38-60) 23
Title IV - RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES (Article 61-103) 43
- Chapter 1 - Common provisions (Article 61-63) 3
- Chapter 2 - Authorisation of payment transactions (Article 64-77) 14
- Chapter 3 - Execution of payment transactions (Article 78-93) 16
  - Section 1 - Payment orders and amounts transferred (Article 78-81) 4
  - Section 2 - Execution time and value date (Article 82-87) 6
  - Section 3 - Liability (Article 88-93) 6
    
    Article 88 - Incorrect unique identifiers
    
    Article 89 - Payment service providers’ liability for non-execution, defective or late execution of payment transactions
    
    Article 90 - Liability in the case of payment initiation services for non-execution, defective or late execution of payment transactions
    
    Article 91 - Additional financial compensation
    
    Article 92 - Right of recourse
    
    Article 93 - Abnormal and unforeseeable circumstances
- Chapter 4 - Data protection (Article 94) 1
- Chapter 5 - Operational and security risks and authentication (Article 95-98) 4
- Chapter 6 - ADR procedures for the settlement of disputes (Article 99-103) 5
Title V - DELEGATED ACTS AND REGULATORY TECHNICAL STANDARDS (Article 104-106) 3
Title VI - FINAL PROVISIONS (Article 107-117) 11
Annexes 2
- Annex I
- Annex II
Amending acts 2
- Directive (EU) 2022/2556from 17/01/2025
- Regulation (EU) 2024/886from 08/04/2024

Article 91 - Additional financial compensation

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Article 91

Additional financial compensation

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Any financial compensation additional to that provided for under this Section may be determined in accordance with the law applicable to the contract concluded between the payment service user and the payment service provider.

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