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New version applies from 23/02/2018 — introduced by Directive (EU) 2018/411. 40 provisions change. Later versions: 12/06/2020, 09/01/2024, 09/10/2024. Article 18 changes in this version: compare with the current text.

Article 18 - General information provided by the insurance intermediary or insurance undertaking

Article 18
General information provided by the insurance intermediary or insurance undertaking

Member States shall ensure that:

((a))

in good time before the conclusion of an insurance contract, an insurance intermediary makes the following disclosures to customers:

((i))

its identity and address and that it is an insurance intermediary;

((ii))

whether it provides advice about the insurance products sold;

((iii))

the procedures referred to in Article 14 enabling customers and other interested parties to register complaints about insurance intermediaries and about the out-of-court complaint and redress procedures referred to in Article 15;

((iv))

the register in which it has been included and the means for verifying that it has been registered; and

((v))

whether the intermediary is representing the customer or is acting for and on behalf of the insurance undertaking;

((b))

in good time before the conclusion of an insurance contract, an insurance undertaking makes the following disclosures to customers:

((i))

its identity and address and that it is an insurance undertaking;

((ii))

whether it provides advice about the insurance products sold;

((iii))

the procedures referred to in Article 14 enabling customers and other interested parties to register complaints about insurance undertakings and about the out-of-court complaint and redress procedures referred to in Article 15.

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